Thanks for admitting that. After reading the above comments, I thought I was the only one who liked iOS 7. And I have no idea what everyone is talking about when they question the ease of use or the reliability.
Square charges slightly less for swiped transactions - 2.75% - and large businesses get even better rates. If I remember correctly, at one time they offered a flat rate of $275/month for volumes over $10,000 although this has probably changed.