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Posts by blackbook

 Because of Apple Pay the US will probably skip chip and PIN altogether and move on to NFC payments from magnetic strip payments. Most retailer have NFC POS nowadays anyway. No need for them to spend the money to upgrade the swiping portion of their POS to Chip and PIN if consumers embrace NFC in droves (which will likely happen over the next 2 years with Apple Pay) 
 1) iTunes is not the media hub Steve had set out for it to be. Yes they are #1 in music but they've fallen behind in TV/movies, and it seems NO ONE has figured out how to communicate with media companies to get the content together for an alternative to the current cable system. Steve before he died said he had figured it out, but we have yet to see Apple make inroads in this area since his death. Instead they've been focusing on this watch since Steve died (Tim's words...
 There will be no backwards compatibility of Apple Pay because Apple wants you to buy an Apple Watch for that. Also I would assume that iPads will not get NFC, because they don't have Passbook. What would be nice is if Apple allowed people to pair iPads and/or Macs with the Watch instead of an iPhone. That way users can take advantage of all of the features without having to have a smartphone and data plan.
 The watch is water-resistant which is what 90% of watches are. There are very few that could be termed "water-proof", so in the bigger scheme the Apple Watch is what people expect from a luxury or sport watch. Good in the rain and with sweat, but not a scuba companion. I doubt the Watch will be upgraded more often than once a year (unless next year version 2.0 comes out in the fall). But I agree that the bands may be upgraded more seasonally, so that people can always...
Funny thing is I see people with those cards go up to card readers and swipe them because they don't know they can wave it at the card reader. Honestly for a payment card I'm not sure if waving it at a card reader is any faster than simply swiping it though?
Most of the previous Wallet/iPhone-cases were bulky and thick because they were made to carry 5 or more cards. Now I assume those cases will be much slimmer because most payment cards can now be kept digitally in passbook.
Overall everyone will win from this. Credit card issuers make money every time a consumer uses their card and if consumers decide to use their cards more often because of the ease of Apple Pay then Visa, MC, Amex, and Discover will be happy. For merchants I'm assuming the fees will be about the same as normal, but they will benefit from higher end Apple customers frequenting their stores moreso than stores that don't support NFC or "Apple Pay technology". Myself...
I imagine you could get a slim case that includes a clip for 2 cards. Your ID and insurance card. No more need carry a wallet at all.
I'm certainly not saying Apple should adopt the Netflix model, but I mention them because they have been losing content deals to big media and have had trouble securing new deals. Same can be said of Amazon and Hulu.If Apple were to put effort into it they could transform TV forever. Whether that be through a TV set or maybe a redesigned set top box. Media is all about content and if Apple can get the content without the need for a cable subscription Apple would...
It seems that after Steve died, Apple completely stopped pushing for media partnerships to make their entertainment system work. If credit card companies are willing to bend over for Apple I'm surprised they couldn't use their clout in entertainment to get deals with all of the major media outlets for a true 21st century entertainment experience. I can imagine it would be difficult since Netflix is having such a hard time trying to do the same, but I imagine If anyone can...
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