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Posts by melgross

I have to agree with him on this. It will take a long time before credit cards are obsolete. I assume that you do know this. While there are about 220,000 terminals that can accept this once they are updated to do so, it's estimated that there are between 10 and 15 million point of purchase sites in retail around the country. Almost all accept credit cards, and all accept cash.Around the world, the situation is the same. Apple Pay will take some time to roll out to every...
Yes, I investigate this. I have several friends with Android phones who are stuck on older versions of Wallet. When they try to update it, they are given a message which reads something like this:This phone/OS does not support this version.This reminds me of the situation shortly after Android first came out. I said that many Android phones won't be able to update, and many won't be able to update more than once. I was flamed, here, and in other places, by Android users....
What has to be pointed out about Android, even though we all know it, is that many people don't have the ability to use the latest and the greatest. I know people who do have to do those things, because they are stuck with older forms of Google wallet, because their phones haven't yet been able to get the latest from Google. That will be true for some time. So, yes, there are many people who must unlock their phone then unlock Wallet. There are some that still must load...
Don't try to move the discussion away from its more important parts. Of course Google privacy "stuff" is important. When it becomes part of the transaction, it is important. Why should Goog,e know what I'm buying, where, how much, what time, etc? That's none of their business, and it makes the transaction much less secure. Google,s servers have been hacked into many times. At least once a year, they get breaches in their GMail accounts, etc. Why should we believe that...
You are going overboard with you statements, and you know it. This is the real world that most of us live in. We can do what is allowable, and available. Credit cards are safer, and mire secure, in that you don't have to carry thousands in cash with you when making a big purchase. Google wallet is safer, and more secure, than credit cards, and Apple Pay is safer and more secure than Google Wallet. You don't have to like that, and you can squirm around in attempting to...
If you're as snarky as you are here, I wouldn't be surprised if someone turns around and punches you out. It's easy to be snarky online. Don't try that with people you don't know. Life isn't a situation comedy.Hopefully, you are joking.
It's a common misconception that Google Wallet uses tokenization in a secure manner. It does not use it in the way Apple Pay, and the new system that is in place does. The "token" Google uses is reusable, it's not a cone time token. As such, if you transaction is broken I to, as can be done with a portable NFC reader, a major security problem with NFC, that token might be usable for another transaction. The standard Apple Jesus, which apparently has been developed with...
Google's entire back end for this is less secure.
He's only incorrect in minor details. Everything else he said is correct. I notice that you didn't respond to the rest.
It isn't nearly as secure. First of all, it doesn't use a secure area for credit card info. Secondly it doesn't use one time tokens. Google creates a virtual credit card, which is considered to be less secure a method. Thirdly, Google is the payment processor. All Google Wallet transactions go through Google's own servers. So Google knows all about each transaction. And why would that matter? Because Google can't be trusted to keep that info to themselves, And it's also...
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