or Connect
New Posts  All Forums:

Posts by Blah64

 Please remember, and this was the main reason I posted earlier - to warn people - is because the blurbs you posted are only meaningful in the context of trusting your bank to abide by and continue those terms.  You are NOT protected legally through federal law when you use a debit card.  End of story.  You ARE protected by federal law when you use credit cards.  For many people, especially those with low assets, this may be an acceptable risk to get whatever "rewards"...
Holy crap. Less than a day and I'm already late to this party.I've only gotten through page 1 of the comments, but dude, you win the best one-liner here on AI in years.
 Sounds like you have the right attitude.  It's the "to a certain extent" that you might underestimate.  And even pay can only take care of the problem if the credit/debit card issuers don't feed that data straight back to the merchants.  I have a personal experience I'll post soon to daylight some of the tracking behavior I've seen.  It's appalling. I understand that most people are addicted to the convenience of plastic these days, and few are going to forego that, but...
Good stuff Marvin, thanks for the 3-laptop comparison. If I was to describe that photo, it would be: 1) unusable to most people 2) unusable to me 3) dim, but perfectly acceptable to me in most (indoor) environments. I don't actually care about outdoor 99+% of the time. Reflections don't disappear to me, ever, and honestly I can't understand how anyone, let alone most people, can live with the reflective displays that Apple (and many other manufacturers) has been selling...
 The guy who wrote that article (sure hope it wasn't you, with your very first post, hmmm) is so clueless it's not funny.  How the hell did he get a job in journalism?! There's no "war with walmart", there's a push to do something beneficial for the consumer.  For the consumer, pay is:- safer- faster- more private Who gives a shit what walmart wants, besides walmart??   At the end of the day, walmart isn't the final arbiter of where this will end up, consumers are....
 Do you use loyalty (tracking) cards for discounts?  Do you use credit/debit cards normally? I'm not accusing you of doing so, but most people I run across that say they care about privacy engage in behavior that's quite privacy-invasive, though they don't think about it that way.  Or rather, it's usually that they don't understand that it is.
I'm really, really happy that this is getting people's attention, and making people think about data security with their financial transactions, but I'm also a little concerned that choosing a better method of payment (pay) will make people feel like retailers will not be able to mine their purchases and personal data.   Understand that when you use ANY credit/debit card, banks are part of that transaction, and they can and do give (sell?) your personal information back...
 A very quick dig turned up these: http://cybersecurity.mit.edu/2012/10/google-wallet-overview-threats-and-security-measures/ http://www.itworld.com/article/2732355/mobile/even-after-rewrites--google-wallet-retains-gaping-security-holes--mainly-due-to-android.html Wow, not good.  Yes, these are old articles, but it's no wonder Wallet never gained a lot of traction.  Android phones are inherently insecure in any case, due to the ability of the manufacturers and carriers to...
 LOL!!!!
 Yeah, with this model I'm surprised that ANYONE signed up for it.  I've read elsewhere that this is how it works, though I haven't diligently verified.  But if true, all I can guess is that most people using it have no idea how it actually works, or they wouldn't have signed up. I think it would be fantastic if this pushed people to use cash more often.  It's refreshing to do business in a way where you're not whoring yourself out to commercial interests.  pay is nice...
New Posts  All Forums: