Luxury items? Nope.
So I buy a $900 refurb'd Apple Laptop every five years.
(The first big thing that'll go wrong with it already has and was fixed).
Three years on Applecare, two on novenas.
I part it out on eBay when the OS is no longer supported.
Net outlay usually around $600 or $120 per year.
My wife buys a NIB $300 HP/Acer/Dell every two or three years.
We scramble to rescue the contents when it hardware-borks.
We have a pile of them.
Net outlay $600 over 5 years,...