Sure, we all need phones. And I've enjoyed my iPhone for the last three years. But now that replacement time is here, I'm sick of the monthly bill. I won't get a new iPhone, but I'll get myself an ultra-cheap feature phone plus an iPad, though I haven't decided which one yet. I'll confess to being pretty smug about owning a few thousand shares of AAPL, but I still don't want to pay either ATT's or Virgin Mobile's monthly fees!