It isn't, but adding anything to a private account even if it has automatic downloads switched on is overstepping the line IMO. In this case it was not a huge deal but I'm surprised it was done this way rather than just offering the album up for free. Its the principle of the act that is questionable, not the intention behind it.
Ditto, but the iPhone must be plugged in. That makes it useful in the car, for me. During the week it is the only plugging in / charging I do, and also where I use Siri the most. Turning down the lights or thermostats in the house will require me to physically press the button, however. Not a huge deal. Maybe one day in the future I will have an old Siri enables phone plugged in in every room...?
I'd like a debit card type option for aPay. These are popular in the UK / Canada. Not sure about the US. Basically upon swiping the money is transferred directly from the bank to the merchant. It makes managing cash on a daily basis much simpler. added: It would for instance be great if kids / teenagers / young adults could check their bank balance and if funds were available use their iPhone to make purchases. Credit cards are not great for the above demographic.