Wells Fargo is paying to be "top of wallet" and hoping that once they're there the user will simply be too lazy to add additional cards and kick them out of the top spot.
The default Apple Pay card is the one that's going to get the lion's share of the transactions.
Just once I'd like to hear them say, "And we listened to our users. Instead of taking all of our new power-saving technologies and using them to make the iPad thinner, we made it exactly the same thickness and filled the interior with a larger battery, adding 18 additional hours to the battery life!"
We call this iPad the "weekender"...
If you're walking around carrying an iPad, you're carrying an iPad. So how, exactly, is it easier to put it down and dig out your phone instead? I think people taking pix with them look silly too, but they do it nonetheless.
Which leads me to ask why they didn't add NFC to the new mini and Air 2? After all, they have TouchID and if you're carrying them around they could easily be used for payments too. Seems to me Apple should cram that technology into as many devices as possible.
One problem that I think Apple has lies with the replacement market. That is, every time someone replaces an existing iPad they then turn around and hand down or resell the old iPad.
As such, whenever Apple sells a replacement iPad they take not one, but two customers out of the market.
Be interesting to see when the first "thumbprint" court case comes down the pike. For most of the encrypted iPhones, a mere thumbprint would probably be all that's required to access the device.
Also keep in mind that the encryption (and protection) only applies to data stored on the device and not on data mirrored to iCloud or Dropbox or some other cloud storage service. That information can be still be subpoenaed.