Ebert writes "Its stupid of insurance companies to insist on an inferior device costing 10 times as much."
Of course it is ... and the government is much worse, paying far more for inexpensive items.
On the other hand, Ebert makes enough money to afford the iPhone, so why should the insurance company pay for it in the first place? Oh, that's right ... he was paying premiums for years, like many others.
Sometimes the simple approach is the best, and Ebert has for...