That's stupid. So now people who choose not to rack up mounds of consumer debt shouldn't be allowed to buy anything. I JUST CAN'T! It doesn't even make sense from a business perspective for Apple. Credit cards are more expensive than debit cards for Apple. When people use debit cards the bank actually pays the fees on that transaction and not the vendor. Additionally, there is the issue of Apple could be screwed out of merchandise with a credit card transaction.