Originally Posted by BR
What's your real plan to provide everyone with healthcare? What's your real plan to provide the poor with the bare necessities to survive?
If you don't have one or don't want one, we have different goals. And your goals are more selfish than mine.
You assume there must be some sort of master, centrally planned plan. I don't. You also continue your smug position that because we don't agree on the methods, we don't have the same ends in mind. If anything I believe I have better ends in mind: better, cheaper, more health care for more people plus
freedom. The only path you seem to be able to see to your ends is basically socialism or some variant of fascism. This will only end in the opposite
place of what you think and hope for. That's the real irony.
My plan, as it were, is to allow the free market to do what it does best (and much better than any government in the history of the world ever has done) and that is enable free people to work, trade and prosper and elevate the material well-being of everyone such that they are able to afford all of their own basic health care products and services and afford insurance for what insurance was meant to cover...unexpected but still possible major, catastrophic medical events.
More specifically though, regarding specific policy direction in the US, I would do the following:
- allow all forms of insurance to be sold across state lines
- eliminate all federal mandates for specific coverages or benefits
- eliminate any pre-existing condition coverage requirements (as mandated by law)
- eliminate all price controls on insurance premiums as well as medical products and services
- eliminate all government based licensing of insurance companies and medical care providers
- eliminate the FDA
- make medical insurance benefits from employers a taxable benefit
- implement some kind of lawsuit/tort reform that substantially reduces frivolous
lawsuits against medical care providers
These actions would accomplish several things:
- unleash competition among insurance companies and medical care providers thus reducing prices, increasing quality, choices and service as demanded by the market
- eliminate the cozy protections that insurance companies and medical care providers have enjoyed which allow them to be less than competitive and charge higher prices while providing poorer service
- eliminate the employer/insurance lock-in that exists as employers drop insurance benefits and people buy medical insurance like they buy car, life or home insurance
- reduce prices for people who maintain generally healthy lifestyles and habits
And a bunch of other good stuff. Medical care would be substantially better and cheaper, so would insurance.
I realize now that, to you (and others), what I've just described is not only selfish and uncaring of me, probably evil, but also a fantasy if I think any of the good things I mentioned would actually happen. I know you also likely believe that government run healthcare (in one form or another) will have nothing but benefits and no real costs. I view that as your fantasy which is destine to be a train wreck. Sadly we're at an impasse.
Though we disagree (sharply) I don't
actually consider you to be selfish or uncaring (even though I think your hopes and dreams of government run healthcare are merely a placebo that ultimately only makes you feel
good about helping others without actually helping others) I merely consider you to be misguided
. Guided by your dreams and wishes and hopes (not to mention the demons you've constructed in your head of the people you disagree with) rather than by logic and reason and facts. I actually think you do mean
well, I just think the way you think
things should be won't actually get
things done the way you think
they will. So I respectfully disagree with the approaches
you appear to advocate.