Originally Posted by MoXoM
So when is AppleCare+ coming to the UK?
Do you really need it? I had a discussion with someone on here before about the price of it compared to home insurance, with the biggest difference being the exess your pay on a claim.
In Apple's exchange rate $99 tends to equal £99. So if we assume it's the same figures and it cost £99 for Applecare+ and the £49 to make a claim it will cost you £143 for the new phone if you need it.
With home insurance adding personal possession cover for any item up to £2500 costs £24, but the claim will cost £200 in excess. So the new phone if you need it will cost £224 and would be a brand new phone.
So if you make a claim Home insurance will cost you £81 more but if you don't make a claim will cost you £75 less. Which in some ways makes the AppleCare sound better, but you also need to take into account with the home insurance you've covered everything your family owns up to the value of £2500, so that could be an iPod, MacBook, your partners iPhone as well as yours.
Personally im against things like AppleCare as your not really that likely to make a claim. Depending how you do break it in the first year you can probably get it fixed under warranty and if you insured everything individually it would cost a fortune. Not to mention at the end of the 2 years, how much is the phone really worth and don't you want a new one anyway?