We've got a little neighbourhood, with a crazy uncle. Kids generally like and depend on this crazy uncle, because he has a magic toy factory and can give people a lot of cool toys and even stuff like lemonade makers to make lemonade and bicycles for paper routes that can help the kids earn some money. For many years in the past, he brought toys to the regular kids in the neighbourhood, lent them to each kid for a penny, and it helped the kids learn, read, play, make money and have fun. This lead to the kids in the neighbourhood being happy and fulfilled.
One day, instead of the crazy uncle lending out the toys himself, he says, maybe some of the kids could do it themselves. So he gives a ton of these cool toys, lemonade makers and bicycles to a few special kids, and then says to them, hey, why don't you take care of the toys and be sure to share it with all the kids? Just charge them, say, a quarter per toy, you guys make the money instead of me, since, you know, my toy factory runs on magic. So the special kids say, awesome!
Now, several years later, all the regular kids start to go back to the crazy uncle and they say, hey, what happened to all the toys? You said you'd always lend them to us to play with... We used to have a lot of toys, and we've still got a lot of quarters, but these days the special kids aren't lending us enough toys!
So the crazy uncle goes to the special kids (lets call them bullies now) and says, what's going on? I thought I gave you lots of toys to lend!
The bullies say, oh, you know, we lent a bunch to Skinhead Sam and he broke them, so now we're scared other kids may lose the toys, or break them, so, you know, we better not lend out our toys too much. Also the grown ups aren't drinking that much lemonade or reading papers so we don't think the regular kids will make full use of the lemonade makers and bicycles.
The crazy uncle pauses for a while, then says, okay, no problem! I think if you had more toys and more lemonade makers and bicycles you wouldn't be so worried. Here, I'll give you more toys from my magic toy factory, so that should cover the need for more toys and any problems with the regular kids losing or breaking them... Since you bullies obviously are the best judge of lending toys to kids, not me, the grown up. Also, the toys that Skinhead Sam broke and owes you? Don't worry, I'll take care of that myself, here are replacements for the toys he broke. I'll speak to him and I'm sure he'll promise to replace the toys for me somehow.
Great, say the bullies, will do! Thanks, Mr. Crazy Uncle, you're the best!
Now another several months go by, and sadly we see the regular kids are all kind of down in the dumps. You see, they still can't borrow enough toys from the bullies for all of them to enjoy, even though there's still lots of toys in the bullies' houses. Moreover, some of the few toys that the regular kids have are worn out, and don't work. They can fix them, but the bullies don't want to lend them the toy toolboxes. Some of the kids were doing well with the small little lemonade makers to sell lemonade, but the bullies came by and said they weren't selling enough lemonade and that the grown ups want orange juice instead, so they took back the lemonade makers even though they were still working. To make matters even worse, Skinhead Sam changed his name to Careful Colin and so somehow managed to lend more toys from the bullies, but broke even more toys this time.
As such the regular kids go back to the crazy uncle, and say, uncle, this really, really sucks now! But, you're the only Crazy Uncle in the neighbourhood with the magic toy factory, so you're the only one we can depend on!
So the crazy uncle says, no problem! I can fix this, because I want all the kids to have enough toys to learn, earn pocket money and have fun! He goes back to the bullies and gives them even more toys. Only the bullies start getting a bit wiser... This time the bullies kind of say, okay, well, we'll think about what to do with it... because, don't forget who's in charge now, right? And the crazy uncle goes, yeah, sure, I trust you, since you now have probably more toys than me and know better about toys, right? And my toy factory is starting to run out of toy-making magic so, well, you guys take care of the toy-lending, okay?
Eventually, the magic toy factory runs out of pixie dust and the Crazy Uncle is nowhere to be found. The neighbourhood kids are selling drugs instead of lemonade. They can barely afford to feed or clothe themselves, the grown ups seem to be spending all their time with the other grown ups from other neighbourhoods in the town hall arguing every day. The regular kids, now a bit more grown up, start to dig around a bit. They learn something startling. The bullies all along have been lending many of their toys to the rich kids in the neighbourhood right across town, charging the rich kids $5 up front for each toy. Also, the regular kids find out that for some reason the crazy uncle liked some of the toys for himself, so he paid the bullies for them, even though he has a magic toy factory.
One day they sneak into his abandoned toy factory and discover that the crazy uncle, before he was given the keys to the magic toy factory, was a bully himself.