Originally Posted by maxgraphic
Just in case it isn't clear, this refund didn't cost Apple anything besides some lost income. They simply took it out of funds due the app developer. They also didn't do it from the kindness of their hearts -- the girl's father could just contest the charge and it would be up to Apple to take him to court and prove that he approved the charges (which he didn't).
So Apple didn't really have much choice here.
As I recall in the UK you can't merely contest a charge. You would have to claim the card was stolen. This came up with the guy that didn't pay attention while his 12 year old, knowing his password, bought tons of stuff over like three months. The guy, a cop even, filed that his own kid stole his credit card.
And if you can just call and contest, it's probably like here in the US on the first level where the card company calls the merchant. Apple would tell them it was via the online store, requires a password, was over an extended time etc and they might not agree to remove the charges. Especially if Apple reports that the card owner admits his daughter knew his password even if he didn't directly tell her and he wasn't paying attention to emails or bills from the card company. And Apple and the card company would give this info in court if you tried to sue.