Originally posted by reg
If you live in a flood plain the insurance companies make you get flood insurance. Now the amount that you are covered for is dependant on how much extra you pay and how it is written in. Most do not cover replacement cost. Therefore many people will get some money but not near enough to rebuild or replace lost or destoyed property. Many will not have income or even be allowed to return to their residence for weeks or months and normal business will be out even longer ( if they don't relocate ). I foresee many people just leaving the area and the entire area starting from scratch. It is all very sad.
hey folks, thanks for the well-wishes. sorry i couldn't reply last night, but we had to get some sleep.
re: insurance, many who buy houses are required to have some sort of insurance, but just like fly-by-night auto-insurers who prey on the poor who need to own a car, there are many equivalent housing insurers who do the same, which give the home owners some sort of paper to show proof of insurance to buy a house, but when the clims come, the coverage folks have gone bankrupt from payouts or have fled. and this doesn't even cover those people in new orleans public housing (though that housing was its own hell on earth for decades).
and many are under the misconception that insurance = instant check in pocket. people may be waiting months for money. that's months before you can attend to repairs/replacement. where do you live until then? how do you pull in a paycheck? especially when everyone there is to work has been closed due to the hurricane, and there's no way INTO the biggest population center in the area? i think mardi gras glossed over the incredible poverty problem and class-differential that has existed in new orleans for a long time. even fema et al. depend on local contractors to help with the cleanup. well, guess what. a HELL of a lot of them lived in slidell and commuted around the basin to do work. slidell is underwater, and those contractors have either feld and are being told to stay away, or they perished in the flood.
do you see the deadly domino effect here?
re: causes and blames, i just can't bring myself to do it much. i have to say, though, being in the middle of it, it pisses me off to hear paula zahn and anderson cooper try to force someone they are interviewing into a verbal corner and admit they don't know what to do. listen, folks, this is kinda unprecedented. even the army corps of engineers is silently saying "f*ck me" under their collective breaths. they had decades to create this system, and now they're being asked to resurrect it overnight with no help from local labor (see above). and anyone who reads these boards knows i am no w fan, but sh!t-damn, to have boh sept. 11th AND this happen under my watch? this certainly should affect every election for decades to come because it takes one hell of an individual to become the mouthpiece and scapegoat for all of this tragedy, while still trying to coordinate fixing the aftermaths. i do not envy the man and the task at hand, or anyone in elected positions in the region.
everyone here in louisiana, though, wishes there had still been some wetlands left. i believe we were losing them at the rate of 24 miles PER DAY before this happened. to the uninitiated, the wetlands would have acted as an enormous shock absorber to storm surge, and even winds. i remember growing up in florida, and they had this tank of water on our field trips to the science center to show why the everglades are important, and as a kid, i never understood, but now i do. they pushed this board in the water to simulate a storm surge in a bare tank, and, of course, the wave hits the opposite side of the tank at full force. fill that same tank with reeds, like bristles of a brush, and the collective force of those millions of tiny strands eats that surge for breakfast. and i have lived 20 of my 30 years on this palent on the gulf coast, and everyone agrees in casual conversation and on the radio that global warming has got to have something to do with this. the cat 5 hurricanes are coming annually now, when it would've take years in between for when i was growing up. katrina exploded when it hit the gulf and 85-90 degree waters and weak rain fronts and no wetlands that would otherwise shear it down to a cat 4 or 3. we have, over the past decades, maybe 100 years, slowly created the recipe for this disaster. and it has to be fixed soon. hell, we still have a months before THIS season is over. what if another 'cane hits the gulf coast??? i dunno, maybe you pay attention tot his stuff more when it keeps beating the crap out of you year after year.
simply put, the wetlands wouldn't have stopped katrina, but they sure as hell would've helped. now grand isle louisiana is likely gone -- like forever. the barrier island and claw you see coming off the end of the mississippi from satellite has, as some on local radio stations have said, been "reclaimed by the gulf". in other words, so much instant erosion AND 20-30 feet of water on top for the next few weeks, well, you'll probably never see those areas of louisiana from satellite again in your lifetime.
the mosquito problem is about to take on biblical plague proportions as well down there. we already have nasty mosquitoes anyway, but with that much standing water? you can't fumigate that much water for larvae without causing sickness from the fumigation. and i have no idea where to pump all of this water. if you pump it back into the lake or the river or gulf, you'll have the quivalent of an oil spill of enormous magnitude, coupled with a fantastic assortment of garbage and whatnot from the streets of new orleans, a city so dirty that the mayor started a campaign last year to get people to stop desecrating the city with a campaign "new orleans -- imagine it clean."
again, this disaster is beyond comprehension. and while we have to clean up and rebuild, we also have to take a look at the 7000 things that we did wrong that led to this moment and, given the opportunity to rebuild from scratch, make sure they don't happen again.