Steps You Can Take Now If You Were Part Of The Equifax Hack

in General Discussion
Here are some actions you can take now if you were part of the massive Equifax hacking.

You need to first see if your information is safe (for now) and if it's not, you need to initiate a "credit freeze" at the four credit reporting agencies. Note that depending on where you live in the US, this might be free or cost you $5 or $10 every time you freeze or lift the freeze on your information. You'll have to look at this cost going forward as insurance against credit rating damage, identity theft or the loss of all of your money.

Number one, check to see if your information was in fact compromised at They will try to entice you to sign up with their "credit monitoring service". Don't do it.

If your information has in fact been compromised, go here: and initiate a credit freeze.

Next, you'll need to go to the remaining three (3) credit reporting agencies, Experian, TransUnion and Innovis (remember, these are US only).

Experian: (NOTE: Personally, I'm having a devil of a time getting my information frozen with these idiots)



If you've been hacked, you need to face the fact that you will be dealing with this horrible breach of critical information for the rest of your life. The information is out there and there's nothing you can do about that. Be proactive whenever you can be about protecting your information.


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