Discover allows claiming Cashback Bonuses through Apple Pay

in iPhone
Credit card firm Discover on Wednesday announced that people can now claim Cashback Bonuses for Apple Pay transactions directly through the iPhone's Wallet app.

Customers need a Discover card in Wallet, the separate Discover Mobile app, and crucially, a rewards balance above the purchase price. To apply a bonus, people must make a purchase using Apple Pay, after which they can hit "Tap for Details" in Wallet under "Last Transaction," then select "Redeem" to apply credit to their statement.

There are some additional limitations -- transactions must be over $1, and T-Mobile subscribers can't claim bonuses unless they're connected to Wi-Fi.

Discover card owners could already apply Cashback Bonuses to purchases made with Apple Pay, but the new option should speed up the process.

Under-the-hood improvements, even minor ones, are relatively rare with Apple Pay. The next major advancement should be Apple Pay Cash, a PayPal-style holding account that will also enable person-to-person money transfers through Messages. Both features are still in testing, even though they were once expected to debut alongside iOS 11 in September.


  • Reply 1 of 5
    My  wife will love this. Discover is already her favorite credit card, mostly because she likes their customer service.

    A couple of years ago she misplaced her card and called Discover for a new one. They sent one out with a new number and said she would have it in 5 to 7 days, but, because she had her Discover card set up in Apple Pay already, she would be able to use the new card immediately for Apple Pay purchases. That’s pretty cool.
  • Reply 2 of 5
    tzm41tzm41 Posts: 70member
    What's wrong to use T-Mobile..?
  • Reply 3 of 5
    Discover is increasingly my go-to card. Classy, savvy, no b-s company (as credit card companies go).
  • Reply 4 of 5
    JWSCJWSC Posts: 142member
    That is awesome.  Maybe I’ll actualy be motivated to use by Discover card.  It’s been unloved for so long.
  • Reply 5 of 5
    f1turbof1turbo Posts: 246member
    I like Discover, but don’t get this. Seems to make Pay take at least one more step.  I’ve never had a problem getting cash back from Discover, usually just put it towards my bill. 
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