New terminal could bring Apple Pay to more restaurant tables
A new payments terminal, E la Carte's PrestoPrime EMV, could potentially bring Apple Pay to more restaurants, and let people pay for food and drinks without either a card or interacting with a waiter.
The terminal sports dual processors with one dedicated to payments, E la Carte said, and can even temporarily save some data locally in case of a power failure, forwarding it later once an internet connection is back. In addition to Apple Pay, it also supports Android Pay and Samsung Pay, plus less direct mobile payment methods by way of a camera and QR code reader.
For card-based transactions the device supports both chips and magnetic stripes, with a PIN pad and signatures. Before or during a meal it can provide entertainment like games and video.
The PrestoPrime EMV's predecessor is said to be in use at over 1,800 U.S. restaurants, including chains like Applebee's. While restaurants are unlikely to upgrade en masse, a gradual changeover during the next few years could see Apple Pay become more prominent.
Traditionally Apple Pay has been limited to fixed point-of-sale terminals, or handheld readers like those from Square. At restaurants, waiters may sometimes have to bring a reader to a table for people to pay.
Platforms like Apple Pay and PayPal so far appear to be winning out over QR-based options. Recently MCX sold off assets from CurrentC, a failed QR-based challenger to Apple Pay, to JPMorgan Chase. The latter company is working on a system called Chase Pay.
The terminal sports dual processors with one dedicated to payments, E la Carte said, and can even temporarily save some data locally in case of a power failure, forwarding it later once an internet connection is back. In addition to Apple Pay, it also supports Android Pay and Samsung Pay, plus less direct mobile payment methods by way of a camera and QR code reader.
For card-based transactions the device supports both chips and magnetic stripes, with a PIN pad and signatures. Before or during a meal it can provide entertainment like games and video.
The PrestoPrime EMV's predecessor is said to be in use at over 1,800 U.S. restaurants, including chains like Applebee's. While restaurants are unlikely to upgrade en masse, a gradual changeover during the next few years could see Apple Pay become more prominent.
Traditionally Apple Pay has been limited to fixed point-of-sale terminals, or handheld readers like those from Square. At restaurants, waiters may sometimes have to bring a reader to a table for people to pay.
Platforms like Apple Pay and PayPal so far appear to be winning out over QR-based options. Recently MCX sold off assets from CurrentC, a failed QR-based challenger to Apple Pay, to JPMorgan Chase. The latter company is working on a system called Chase Pay.
Comments
So it's utilizing bluetooth or some other wireless connection to send CC info? Pardon my ignorance, but are these terminals at risk for RFID Skimming?
i know everyone hates the CC networks, but they are incentivized to provide and enforce top notch security because they are left holding the bag when security falls down.
But...anything to get more terminals in use.
What's up with the two women in the photo drinking cocktails and the two, mostly off-frame men sipping pints of water? Seems kinda creepy. Get the ladies drunk, quietly pay the terminal, sneak them out the back way and who knows what after that?
weird propping choice, at the least.
Where I agree with you 100% is tipping a waiter at a buffet setting.
I think I may even have been a victim of card skimming about ten years ago when I was getting a flight from Prague Airport. I noticed the employee in a shop there fumble with my card under the counter after she had already processed it through the machine on top of the counter. A few days later I noticed an extra charge to the account from a business I'd never been to in the Czech Republic. Whilst the airport shop had a chip and pin machine I presume she had a rogue card mag stripe swipe device under the counter. I guess when you're advised not to let the card go out of sight, they really do mean out of sight!
I believe it's been noticed that criminals would actually take from countries cards which use the EMV chip and pin system to countries with less secure mag stripe swipe only systems. The move of USA cards to the EMV chip system and Pay should actually help to cut card fraud not just in the USA but internationally.
I'm with you 100%. Tipping is beyond ridiculous. Restaurants are getting away with murder. Charging obscene prices for food, and then not even paying their staff, and making that a separate responsibility of the customer. Insane.