Here are all the Apple Pay banks added during 2018 and 2019

Posted:
in iPhone edited December 2019
Apple is now regularly updating its roster of banks and credit unions with Apple Pay. Here are all the card issuers added in 2018-2019, in the U.S. and abroad, updated on December 10 with news of Maltese Bank of Valetta's support for Apple Pay.

Apple Pay on iPhone and Apple Watch

December 10

Malta

Bank of Valetta

December 4

Belarus

Alfa-Bank
BSB Bank
Belgroprombank
Belarusbank
Belgazprombank
MTBank
Priorbank
VTB

Bulgaria
iCard

November 19

Belarus

BPS-Sberbank

November 15

Bulgaria

First Investment Bank

October 15

Austria

Bunq

Bulgaria

Phyre

Czech Republic

Fio banka
Raiffeisenbank

Germany

ING Bank

The Netherlands

ABN AMARO

September 3

Georgia

Bank of Georgia
TCB Bank
VTB Bank of Georgia
Liberty Bank

Netherlands

Bunq
Monese
N26
Revolut

August 20

Danske Bank

Danske Bank cards now work with Apple Pay in Denmark, Finland, Norway, and Sweden.

August 6

Macau

Banco Nacional Ultramarino
Industrial and Commercial bank of China

July 10

Iceland

Islandbanki

July 2

Faroe Islands

Betri Bank

Germany

Klarna

Hungary

Granit Bank

June 26

Bulgaria

Revolut

Greece

Edenred
Monese
N26
Revolut

Romania

Banka Transilvania
Edenred
ING Bank
Monese
Revolut
Unicredit Bank

Monese

The Monese card now works with Apple Pay in Bulgaria, Croatia, Cyprus, Estonia, Latvia, Lichtenstein, Lithuania, Malta, Portugal, Slovakia, and Slovenia.

June 18

Germany

Deutsche Kreditbank

June 11

Austria

Monese

Netherlands

ING Bank

May 30

Revolut

Revolut cards now work with Apple Pay in Belgium, Czech Republic, Denmark, Finland, Germany, Iceland, Ireland, Italy, Norway, Poland, Spain, Sweden, and Switzerland.

May 29

Revolut

Revolut cards now work with Apple Pay in the United Kingdom and France.

May 21

Australia

National Australian Bank
UBank

Monese

Monese cards now work with Apple Pay in Iceland and Norway.

May 8

Iceland

Landsbankinn
Arion Bank
Islandsbanki

April 24

Austria

Erste Bank und Sparkasse
N26

Germany

Connorsbank (BNP Parabas)

Spain
ABANCACaixa
OntinyentCajaSur
CecabankiberCaja
KutxabankLiberbank
Unicaja Banco

Apr. 2

Denmark
Arbejdernes LandsbankSpar Nord
Finland

Aktia

Germany
Consors FinanzViabuy
Poland

Bank Millennium

Spain

ING

New Zealand

Westpac

Monese

Monese cards now work with Apple Pay in Belgium, Denmark, Poland, and Sweden.

Feb. 19

U.S.
Arrha Credit UnionAscend Federal Credit Union
BlackRidgeBANKClackamas Federal Credit Union
Community Bank of LouisianaEquishare Credit Union
Federation BankFNB Bank, Inc.
Hawaiian Tel Federal Credit UnionIreland Bank
Jefferson Parish Employees Federal Credit UnionLegacy Bank [KS]
Maspeth Federal Savings BankMemphis City Employees Credit Union
Mid American Credit UnionMidland States Bank
Monroe Telco Federal Credit UnionMontana Health Federal Credit Union
Progressive BankSoFi Money
Southwest National BankSt. Pius X Church Federal Credit Union
The Commercial & Savings BankThe Farmers & Merchants Bank
The First National Bank of BallingerVantage Bank of Alabama
France

BNP Paribas
Hello bank!

Czech Republic
Air BankCeska sporitelna
J&T BankaKomercni banka
MONETAmBank
Twisto
Saudi Arabia
Alinma BankAl Rahji Bank
Bank AljaziraRiyad Bank
The National Commercial Bank

Feb. 6

U.S.
Alliance Bank [MO]Bank of Deerfield
Community Resource BankFirst National Bank of Creston
KH Network Credit UnionLa Salle State Bank
North Salem State BankNorthwest Bank [IA]
Pearl Hawaii Federal Credit UnionRushville State Bank
The Citizens National Bank of SomersetTiconderoga Federal Credit Union
Tyndall Federal Credit UnionWheelhouse Credit Union
Windsor Federal Savings & Loan
Australia

Qpay

Russia

Surgutneftegasbank

Spain

Banco Mediolanum

Ukraine

Concord
UkrSibbank

U.K.

N26

Monese

Monese cards now work with Apple Pay in France, Germany, Italy, Spain, Finland, Ireland, and the U.K.

Feb. 5

France

HSBC
BNP Paribas

Jan. 22, 2019

Australia
BankwestCommonwealth Bank of Australia
Canada

Bank of America Merrill Lynch [commercial cards]

New Zealand

ASB Bank Limited

U.S.
Alpena Community Credit UnionAmerican Bank [TX]
American First Credit UnionAxiom Bank
Bank of Cairo and MoberlyBank of Hazlehurst
BankVistaCampbell Employees Federal Credit Union
Canton Co-Operative BankChicago Patrolmen's Federal Credit Union
Citizens National Bank [OH]Coleman County State Bank
Columbia Credit UnionFarmers State Bank [Yale, IA]
First Area Credit UnionFirst Liberty National Bank
First National Bank of SonoraJefferson County Federal Credit Union
Jefferson Credit UnionKearny Bank
LM Federal Credit UnionMembers Choice WV Federal Credit Union
Menlo Survey Federal Credit UnionMidSouth Bank
Nebraskaland National BankNESC Federal Credit Union
NexTier BankNiagara Regional Federal Credit Union
North Country Savings BankNorthwestern Mutual Credit Union
Pine Federal Credit UnionSanibel Captiva Community Bank
Simmesport State BankTexStar National Bank
The State Bank [now CO and MI]Valley Credit Union
Victoria City-County Employees Federal Credit UnionWashington Gas Light Federal Credit Union
Washington Savings Bank [now IL and MA]
-----

Dec. 10

Singapore

SingTel Dash [Visa Virtual cards]

Dec. 4

U.S.
Allentown Federal Credit UnionArundel Federal Savings Bank
Bank of HartingtonBuilding Trades Credit Union
Caldwell Bank and Trust CompanyCitizens Bank [TN]
Citizens State Bank of La CrosseCommunity Bank of the Bay
Credit Union AdvantageCredit Union of Richmond
Dime BankDime Community Bank
Evans BankEverence Federal Credit Union
Fairfield National BankFederated Bank
First Bank of BoazFirst Education Federal Credit Union
Firstmark Credit UnionGN Bank
Grand Savings BankGreater Cleveland Community Credit Union
Greenleaf Wayside BankGuilford Savings Bank
Hatboro Federal SavingsHawaii Central Federal Credit Union
Heritage South Credit UnionHometown Community Banks
Iowa Falls State BankIowa State Savings Bank
Lamar National BankNational Bank of Commerce [now both AL & WI]
Oxford BankPeoples Bank [IN]
Peoples Bank of Kankakee CountyPhilo Exchange Bank
Reliance Bank [now both MI & MN]Security Bank [now both NE & TN]
Sharefax Credit Union, Inc.Success Bank
TAB BankThe State Bank of Geneva
The Washington Trust CompanyVillage Bank
Zia Credit Union
Canada
Bank of America
Denmark
Santander Consumer Bank
France
bunqCredit du Nord
China
Bank of Kunlun
New Zealand
Latitude Financial Services Limited
Singapore
Singtel [Visa Prepaid]
Italy
IntesaSanpaolo
Norway
MonobankST1
Russia
Bank Soyuz
Kazakhstan
ATFBankEurasian Bank
Halyk BankSberbank
Bank CenterCreditForteBank

Oct. 5

Apple Pay is "coming soon" to Saudi Arabia, Apple has announced. The one confirmed partner so far is the Saudi Payment Network, or MADA.

Sept. 6

U.S.
Androscoggin Savings BankBaker Boyer National Bank
BlueOX Credit UnionDesert Rivers Credit Union
Fidelity Bank of FloridaFirst Source Federal Credit Union
Firstier BankGHS Federal Credit Union
Guaranty Bank and Trust Company [now MS & LA]Investors Bank
Miami Firefighters Federal Credit UnionNorth Shore Trust and Savings
Orion Federal Credit UnionQNB Bank
Reliance State BankSecurity State Bank [NE]
Town of Cheektowaga Federal Credit UnionTwin River Bank
Valley Bank of Nevada

Aug. 23

U.S.
Carrollton BankCommunity Bank of Pleasant Hill
Community Bank of RaymoreEssex Bank
Farmers & Merchants Bank [LA]First Bank and Trust [OK]
First Community Bank [SC]First National Bank in Howell
First National Bank of SandovalFirst State Bank New London
Flint Community BankForward Bank
Generations Credit UnionGreen Dot Bank
Home Federal BankKentucky Bank
Los Alamos National BankMembersOwn Credit Union
Old Hickory Credit UnionOld West Federal Credit Union
Park View Federal Credit UnionPoppy Bank
Prospera Credit UnionRhode Island Credit Union
Seacoast Commerce BankSecurity State Bank [now WA & TX]
St. Helens Community Credit UnionThe Farmers Bank [IN]
The First National Bank of PeterstownThe Village Bank
Union Bank & Trust Co. [WI]United Community Bank [MN]
Utah Heritage Credit UnionWellington State Bank
Widget FinancialWyHy Federal Credit Union
Wyoming Bank & Trust
Canada

First Calgary Financial

China

Changzhi Bank

Aug. 7

U.S.
Bank of HollandBank Of Walker County
CapStar BankEdge Federal Credit Union
Firelands Federal Credit UnionFirst Missouri Bank
First National Bank (OH)First National Community Bank
Greenville National BankIberville Federal Credit Union
Inspired Member, Inc.Jacksboro National Bank
Latrobe Area Hospital Federal Credit UnionNorthern Interstate Bank, N.A.
Rockford Municipal Employees Credit UnionSouthern Bank and Trust
Southwest Airlines Federal Credit UnionSuperior Credit Union
TLCU FinancialUnion State Bank
United Bank & TrustUnited Bankers Bank
Russia

Pochta Bank
Russian Regional Development Bank

Ukraine

Oschadbank

July 5

U.S.
4Front Credit UnionCarolina Foothills Federal Credit Union
Crossroads BankDacotah Bank
Downriver Community Federal Credit UnionEmery Federal Credit Union
Farmers and Merchants BankFirst State Bank
First State Bank [NE]Gallup Federal Credit Union
Houston Metropolitan Federal Credit UnionHoward Bank
Iowa State BankLuso Federal Credit Union
Prairie State Bank & TrustPS Bank
The City National Bank of TaylorTLC Community Credit Union
Tri Counties Bank
Japan
Mitsubishi UFJ Nicos [beyond MUFG Visa/Mastercard & UFJ JCB]
Spain
Banco SabadellBankia
Brazil
BradescoBanco do Brasil

June 20

Norway
SantanderNordea

June 18

applepay-poland


Poland
BGZ BNP ParibasBank Zachodni WBK
Alior BankRaiffeisen Polbank
Nest BankmBank
Bank PekaoGetin Bank

May 17

Ukraine
PrivatBank
U.K.
Monzo

May 16

U.S.
Aeroquip Credit UnionAllSouth Federal Credit Union
AuburnBankAzura Credit Union
Bangor Federal Credit UnionBank of Sun Prairie
Citizens National Bank of AlbionCommunity Alliance Credit Union
Community Bank [IL]Dover-Phila Federal Credit Union
Family Financial Credit UnionFarmers & Merchants Bank [NE]
First Century BankFirst Century Bank, N.A.
Gratiot Community Credit UnionKey Community Bank
Kraftman Federal Credit UnionLake Elmo Bank
Millington BankMTC Federal Credit Union
OneUnited BankOrlando Federal Credit Union
Prime Alliance BankRevere Bank
Sterling National BankTeachers Federal Credit Union
The Bank of TampaTyler City Employee Credit Union
UP Arkansas Federal Credit UnionWest End Bank
White River Credit UnionYampa Valley Bank

May 2

U.S.
Canandaigua National Bank & TrustChesapeake Bank
Citizens National Bank [TX]Classic Bank
Dowell Federal Credit UnionEmbarrass Vermillion Federal Credit Union
Farmers Bank and Trust [now KY and TX]First Bank [MI]
First Farmers State BankFirst Point Federal Credit Union
First State Bank and TrustHouston Police Federal Credit Union
incrediblebankKelly Community Federal Credit Union
Magnolia State BankNorth Central Bank
Ocean Financial Federal Credit UnionOregonians Credit Union
Scott and White Employees Credit UnionSouthern Heritage Bank
State Highway Patrol Federal Credit UnionSummit Ridge Credit Union
Surrey Bank & TrustThe First National Bank of Dennison
Trademark Federal Credit UnionTruChoice Federal Credit Union
Australia
Suncorp
Japan
Kiraboshi JCB
Taiwan
Cathay United Bank [now debit cards]E.SUN Commercial Bank [now debit cards]
First Commercial Bank [Mastercard & Visa credit cards]HSBC (Taiwan) Bank [Mastercard & Visa credit cards]
Hua Nan Commercial Bank [Mastercard & Visa credit cards]KGI Bank [Mastercard & Visa credit cards]
Standard Chartered Bank [Mastercard & Visa credit and debit cards]Taipei Fubon Commercial Bank [now debit cards]
Taishin International Bank [now debit cards]
France
Societe Generale (Cartes Bancaires)
Spain
BankinterBankintercard

Apr. 26

Citi announced that its credit cards can now be used with Apple Pay in Australia, Singapore, and Hong Kong.

Apr. 17

U.S.
5 Star Community Credit UnionAlaTrust Credit Union
Apple River State BankBank of Weston
Community Bank of ElmhurstFarmers & Merchants Savings Bank
Farmers and Merchants Bank of South CarolinaFirst Bank of Coastal Georgia
First Citizens Federal Credit UnionFirst National Bank of Gillette
Killbuck Savings BankLighthouse Bank
Merchants Bank [AL & MN]Morton Credit Union
MutualBankOne Credit Union
SeaComm Federal Credit UnionSecurity First Bank of North Dakota
Ukrainian Federal Credit UnionUnico Bank
United Fidelity BankWayne Westland Federal Credit Union
Canada
Assiniboine Credit UnionCambrian Credit Union Limited
Steinbach Credit UnionVancity
Italy
BuddybankCARTA BCC (banca credito cooperativo)
Cassa Centrale, Casse Rurari Trentine [credit cards]Credit Agricole (cariparma, friuladria, Carispezia) [credit & debit]
Russia
Credit Bank of MoscowCredit Ural Bank [Visa debit & credit]
Spain
Caja Rural [Visa debit & credit]EVO Banco [Visa debit & credit]
Openbank [prev. Mastercard only]
China
Bank of BaodingXiamen Bank
Yinzhou BankYunnan HongTa Bank
Yunnan Rural Credit CooperativesZhejiang Chouzhou Commercial Bank
Zhejiang Rural CooperativesZhongYuan Bank

Apr. 5

U.S.
Alliant BankCentury Bank of the Ozarks
First Federal Savings Bank of RochesterFirst Westroads Bank
Florida West Coast Credit UnionLandmark Community Bank
Legacy Bank and TrustLincoln Savings Bank
Michigan Schools & Government Credit UnionNoble Credit Union
Park Sterling BankProgressive National Bank
Sebasticook Valley Federal Credit UnionServisFirst Bank
Springfield State BankState Bank & Trust Co [now Iowa and Georgia]
Stewart's Federal Credit UnionThe Bank of Beaver City
United Heritage Credit UnionUnity One Credit Union
Wayne Bank and Trust CompanyWells Bank
Canada
Island SavingsValley First -- Enderby
France
American ExpressCarrefour C-Zam
Boursorama [Cartes Bancaires]

Apr. 4

applepay-brazil


Brazil
Itau Unibanco

March 20

U.S.
American Bank CenterBank of Akron
Bank of the ValleyBenchmark Community Bank
Cashmere Valley BankCentral Savings Bank
Citizens Tri-County BankFamily Savings Credit Union
Fidelity Bank & TrustFortifi Bank
Frontier BankGate City Bank
Hickam Federal Credit UnionNBH Bank
New Peoples Bank, Inc.Omega Federal Credit Union
Pacific Horizon Credit UnionPortland Federal Credit Union
Santa Rosa County Federal Credit UnionSecurity Savings Bank
SouthCrest BankSt. Mary's Bank
The Delaware National Bank of DelhiThe Stephenson National Bank & Trust
United Bank [AL]
Europe
bunq [Italy & Spain]

March 6

U.S.
Anahuac National BankASI Federal Credit Union
Auburn State BankBankSouth
Burbank City Federal Credit UnionCentralAlliance Credit Union
Columbine Federal Credit UnionConnections Bank
DCH Credit UnionHastings Federal Credit Union
Iowa-Nebraska State BankLea County State Bank
LegacyTexasMcCook National Bank
Minnesota Valley Federal Credit UnionPeoples Bank [Okla.]
St. Francis X. Federal Credit UnionTS Bank
West Suburban BankWinchester Savings Bank

Feb. 20

U.S.
Bayer Heritage Federal Credit UnionCentral Sunbelt Federal Credit Union
Cornerstone Community Financial Credit UnionFirst National Bank in Fairfield
First National Bank of MuscatineFirst Southwest Bank
Franklin-Somerset Federal Credit UnionGas & Electric Credit Union
Houston Highway Credit UnionLincoln Maine Federal Credit Union
Linn-Co Federal Credit UnionMED5 Federal Credit Union
On Tap Credit UnionPennsville National Bank
Salisbury Bank and TrustSchool Systems FCU
Shelby Savings BankShoreline Credit Union
Taunton Federal Credit UnionThe Colorado Bank & Trust Company of La Junta
Triad BankUNO FCU

Feb. 7

U.S.
ACIPCO Federal Credit UnionArthur State Bank
Bank of Eastern OregonBlue Federal Credit Union
Capital Credit UnionChoice One Community Credit Union
City BankCommunity Powered Federal Credit Union
Dedham SavingsDelta Bank
Education Credit UnionFirst Colorado National Bank
First State Bank & Trust Company [MO & NE]Freedom Bank
Glacier Hills Credit UnionHelena Community Credit Union
LifeStore BankLincoln National Bank
Oregon Community BankRidgewood Savings Bank
Southern Pine Credit UnionState Bank of Table Rock
Sun Community Federal Credit UnionTaconnet Federal Credit Union
Territorial Savings BankUtah Federal Credit Union

Jan. 16, 2018

U.S.
Audubon State BankBank of Lafayette
CedarStone BankChemung Canal Trust Company
Citizens Bank [MN]Citizens State Bank
Consumer Credit UnionCopiah Bank
Cy-Fair Federal Credit UnionFairfield Federal
Farmers State Bank & Trust Co.First Commonwealth Federal Credit Union
First Independent BankFirst National Bank [TX]
First National Bank SouthFirst State Bank [TX & IL]
First State Bank of BloomingtonFirst State Bank of Odem
Fisher National BankFreedom Northwest Credit Union
Gateway Community BankGreater Community Bank
Healthcare Financial Federal Credit UnionHeritage Bank of Nevada
Illinois Educators Credit UnionInterstate Credit Union
James Polk Stone Community BankPark Side Financial Credit Union
Pioneer Bank [MN]Rayne State Bank
Rocket Federal Credit UnionValor Bank
Wakefield Co-operative BankWilliamstown Bank
WinsSouth Credit UnionYantis Federal Credit Union
Canada
Servus Credit Union
China
China Construction Bank [Visa & Mastercard]PrimeCredit Limited Visa [Hong Kong]
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Comments

  • Reply 1 of 39
    scoony7scoony7 Posts: 8member
    Any clue when Apple Pay is coming to Germany?
  • Reply 2 of 39
    SoliSoli Posts: 10,035member
    scoony7 said:
    Any clue when Apple Pay is coming to Germany?
    It'll happen, but I wouldn't hold your breath. Unlike other countries where they just need to add banks that support it, Germany's culture will need to affect change so that vendors want to accept it (which I'm sure you know). This always struck me as odd since NFC-basd payments seemed more efficient to use.
    Alex1N
  • Reply 3 of 39
    crabbycrabby Posts: 38member
    To make this work Apple doesn't need to get more banks on board. It is the still amazing number of POS venders who do not have the system working. A million free devices to the mom & pops would further Apple's biz more than signing 100 more banks.
    edited July 2018 chasm
  • Reply 4 of 39
    plovellplovell Posts: 824member
    And how come that Home Depot STILL does not accept ApplePay ??!?!?
    zoetmb
  • Reply 5 of 39
    plovell said:
    And how come that Home Depot STILL does not accept ApplePay ??!?!?
    Simple answer … because Home Depot has an agreement with Paypal.  And Paypal does not like Apple Pay. 
  • Reply 6 of 39
    CynflorCynflor Posts: 11member
    Great to have all these smaller U.S. banks coming on board, but I'd like to hear about efforts to sign on bigger retailers like CVS, Home Depot, etc. 
  • Reply 7 of 39
    SoliSoli Posts: 10,035member
    Cynflor said:
    Great to have all these smaller U.S. banks coming on board, but I'd like to hear about efforts to sign on bigger retailers like CVS, Home Depot, etc. 
    CVS will be accepting NFC-based payments later this year. With the retailers, it's an independent process.
  • Reply 8 of 39
    wonkothesanewonkothesane Posts: 1,717member
    scoony7 said:
    Any clue when Apple Pay is coming to Germany?
    According to last earnjng’s call:this year. 

    Btw: that’s lots of contracts to negotiate. 
  • Reply 9 of 39
    kkqd1337kkqd1337 Posts: 424member
    I rarely use Apple Pay. 

    One major problem I have is that I have two cards issued from the same bank. This means that in the wallet they look identical. 

    I need to know which one I am using, but Wallet does not allow you to label the cards and I can never remember the last 4 digits.

    So I just reach for my actual wallet!
  • Reply 10 of 39
    SoliSoli Posts: 10,035member
    kkqd1337 said:
    I rarely use Apple Pay. 

    One major problem I have is that I have two cards issued from the same bank. This means that in the wallet they look identical. 

    I need to know which one I am using, but Wallet does not allow you to label the cards and I can never remember the last 4 digits.

    So I just reach for my actual wallet!
    I always assumed that would be an issue for that very reason. I figure the banks want their cards 'advertising as much for them as possible, or at least have some sort of colored tag that can be placed on the top or even a personalized name that shows up underneath it so their cheap advertising isn't obscured.

    One workaround would be to make the card that you use the most as your primary card and then remember the last 4 to that card so that it's always first so you know the other card is the other one. This would a little easier to remember. With physical cards I used to use a label maker to put on which cards had what points for various sales types until I learned them by heart.

    PS: Any chance your bank might have a way to send you a new card that will look different so you can avoid this problem all together or even a way to push a card look change from their end?
  • Reply 11 of 39
    SoliSoli Posts: 10,035member
    scoony7 said:
    Any clue when Apple Pay is coming to Germany?
    According to last earnjng’s call:this year. 

    Btw: that’s lots of contracts to negotiate. 
    Will that even be useful to most Germans? Based on what I've read it'll worse than the US when it came to Apple Pay, but at least we still excepted cards everywhere.

    If all that is accurate then it might be an interesting cultural change to get Apple Pay desired and popular because it means on the onset it'll basically be banks supporting the service which will then really only be useful outside of Germany. Which, is a pretty good thing since it's more secure when you're traveling and very convenient, so I would love to see reports that Germany has made fast strides to stop using cash in favor of NFC-based payments because of a large demand by Germanys that frequently travel across the borders and want the same level of convenience and security back home.
  • Reply 12 of 39
    chasmchasm Posts: 3,275member
    kkqd1337 said:
    I rarely use Apple Pay. 

    One major problem I have is that I have two cards issued from the same bank. This means that in the wallet they look identical.
    I must be missing something here. Just pick one and use it for Apple Pay, use the other for places that don't accept Apple Pay (or when you don't want to use it). In my case, I could put one on my iPhone and the other on my Watch (which would be -- and is -- the one I use all the time).
    racoleman29stompymike1chia
  • Reply 13 of 39
    Soli said:
    kkqd1337 said:
    I rarely use Apple Pay. 

    One major problem I have is that I have two cards issued from the same bank. This means that in the wallet they look identical. 

    I need to know which one I am using, but Wallet does not allow you to label the cards and I can never remember the last 4 digits.

    So I just reach for my actual wallet!

    PS: Any chance your bank might have a way to send you a new card that will look different so you can avoid this problem all together or even a way to push a card look change from their end?
    I’m not positive but I’m pretty sure that some issuers who have different looking cards carry that different look over to Wallet. However, my wife and I have different looking physical cards from the same bank but they both look exactly the same in Wallet (except for the 4 digits, obviously). It’s a small, fairly local bank, and I’m just happy they’re supporting it.
  • Reply 14 of 39

    kkqd1337 said:
    I rarely use Apple Pay. 

    One major problem I have is that I have two cards issued from the same bank. This means that in the wallet they look identical. 

    I need to know which one I am using, but Wallet does not allow you to label the cards and I can never remember the last 4 digits.

    So I just reach for my actual wallet!
    It seems like there are some relatively simple solutions you could employ to enjoy the speed, simplicity and security of Apple Pay over using your physical card.
    mike1
  • Reply 15 of 39
    Cool. It'd be nice to see that list by country, but not by date, in addition to how it's broken down by date.
  • Reply 16 of 39
    lkrupplkrupp Posts: 10,557member
    Cynflor said:
    Great to have all these smaller U.S. banks coming on board, but I'd like to hear about efforts to sign on bigger retailers like CVS, Home Depot, etc. 
    You forgot Walmart. They are still trying to force their payment system on people. CVS and Home Depot were big supporters of the never-launched CurrentC as I recall. In my opinion there are two reasons some retailers don’t like NFC systems like Pay. First, they have little to no access to customer data from credit cards becasue of the advanced security. Second, they don’t want to pay yet another processing fee to a middleman like Apple. A personal friend of mine ran a local pharmacy. He had the credit card terminal that supported NFC but he never activated it. I asked him once why and he said the fees involved were prohibitive for him. First, the terminal supplier wanted extra monthly fees for activating the NFC feature. Second, the transaction fees were in addition to standard credit card fees. He felt he just couldn’t justify the additional expenses for a relatively few customers who wanted to use NFC.

    When it comes to any payment system the retailer is hounded with fees from everywhere in the transaction chain. The bank gets its cut, Apple gets its cut, MasterCard or Visa gets their cut, etc. Where I live we have a number of independent restaurants and ice cream shops that accept only cash and have a third party ATM machine near the door so the customer gets to pay the fees and the owner gets a cut from the ATM supplier.
    edited August 2018
  • Reply 17 of 39
    macguimacgui Posts: 2,350member
    I have two card on my Watch and in my Phone. I have never used the phone for Apple Pay, only my Watch.

    The cards are from two different sources and are two different colors. However one thing I've noticed is the Watch considers one card my default card for AP, and it's always the first one that shows when double-tapping the side button on the Watch.

    When when the Watch displays it as 'Ready', two white dots are also displayed underneath. Swiping left displays my second card. I presume this occurred because the first card is also the card I use in my iTunes account.

    I've never had an occasion where my second card showed first when activating PAY. Even if it did, and both were the same color, the dots below would show me it's my second choice card, not the first.

     If I set up two different cards without one of them being my iTunes card, very likely one would still be the default, and one would be the optional choice. The order is probably dependent on which one is entered first and would be simple to verify. Enter your preferred card first, your backup (or whatever makes it second choice) last. The preferred card will be the default and always occupy the left most position. Color will make no difference and no need to remember any numbers.

    This should be very easy to verify by anyone concerned and or confused by cards of the same color, again, without the need to memorize numbers.
    chia
  • Reply 18 of 39
    macgui said:
    I have two card on my Watch and in my Phone. I have never used the phone for Apple Pay, only my Watch.

    The cards are from two different sources and are two different colors. However one thing I've noticed is the Watch considers one card my default card for AP, and it's always the first one that shows when double-tapping the side button on the Watch.

    When when the Watch displays it as 'Ready', two white dots are also displayed underneath. Swiping left displays my second card. I presume this occurred because the first card is also the card I use in my iTunes account.

    I've never had an occasion where my second card showed first when activating PAY. Even if it did, and both were the same color, the dots below would show me it's my second choice card, not the first.

     If I set up two different cards without one of them being my iTunes card, very likely one would still be the default, and one would be the optional choice. The order is probably dependent on which one is entered first and would be simple to verify. Enter your preferred card first, your backup (or whatever makes it second choice) last. The preferred card will be the default and always occupy the left most position. Color will make no difference and no need to remember any numbers.

    This should be very easy to verify by anyone concerned and or confused by cards of the same color, again, without the need to memorize numbers.
    Good points about how easy it is to identify different but similar cards.

    One can change the default card by going to Settings>Wallet & Apple Pay.  At the bottom of that page is the Transaction Defaults category where it is possible to set which card will be the first displayed.
    chia
  • Reply 19 of 39
    stompystompy Posts: 408member
    macgui said:
    ...
    I've never had an occasion where my second card showed first when activating PAY. Even if it did, and both were the same color, the dots below would show me it's my second choice card, not the first.

     If I set up two different cards without one of them being my iTunes card, very likely one would still be the default, and one would be the optional choice. The order is probably dependent on which one is entered first and would be simple to verify. Enter your preferred card first, your backup (or whatever makes it second choice) last. The preferred card will be the default and always occupy the left most position. Color will make no difference and no need to remember any numbers.

    This should be very easy to verify by anyone concerned and or confused by cards of the same color, again, without the need to memorize numbers.
    Good points about how easy it is to identify different but similar cards.

    One can change the default card by going to Settings>Wallet & Apple Pay.  At the bottom of that page is the Transaction Defaults category where it is possible to set which card will be the first displayed.
    On iOS, you can also change the default card within the wallet app: simply drag the desired card to the bottom of the screen. (Conceptually, make it the topmost card in the stack.)
    edited August 2018
  • Reply 20 of 39
    crabby said:
    To make this work Apple doesn't need to get more banks on board. It is the still amazing number of POS venders who do not have the system working. A million free devices to the mom & pops would further Apple's biz more than signing 100 more banks.
    Giving away devices isn't the solution.  Its the retailer's backend that is holding down retail adoption.

    When the card reader manufacturers include backend support with the purchase of the device retail adoption will zoom.
    mike1
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