Apple Card Disaster Relief Program eases financial burden in times of crisis
Apple is now offering a disaster relief program for the Apple Card, which halts interest and delays one payment to those who apply.
Image Credit: MacRumors
The emails likely get sent out Apple Card cardholders whose address matches an area that has been affected by a natural disaster. Disasters would likely include flooding, earthquakes, wild fires, hurricanes, and more.
Houston has recently experienced flooding due to tropical storm Imelda. Following the inclement weather and resultant flooding, a MacRumors reader received an email invitation to apply for the Apple Card Disaster Relief Program.
The email details the benefits of the program, most notably a two-month interest-free period and the ability to skip payments for the first month that a person enrolls.
Image Credit: MacRumors
The emails likely get sent out Apple Card cardholders whose address matches an area that has been affected by a natural disaster. Disasters would likely include flooding, earthquakes, wild fires, hurricanes, and more.
Houston has recently experienced flooding due to tropical storm Imelda. Following the inclement weather and resultant flooding, a MacRumors reader received an email invitation to apply for the Apple Card Disaster Relief Program.
The email details the benefits of the program, most notably a two-month interest-free period and the ability to skip payments for the first month that a person enrolls.
- No interest for two months, starting with the month you enroll. After two months, your standard purchase APR will apply.
- You can skip the payment due in the month you enroll.
- If your account is in good standing, you will remain current while enrolled.
- If your account is past due, your account will not go further delinquent while enrolled. However, your account will remain paste due until you make all of your past due payments and your ability to make new purchases may continue to be restricted.
Comments
Payments are delayed but not forgiven. If you were slated to make a $200 payment in Sept. and get a 60 day reprieve then in November your payment won't be the standard $200 but $600, immediately due and payable.
My daughter got burned by this two years ago when her mortgage company said they "sympathized" with those impacted by a recent hurricane. All she had to do was let them know she wanted to accept their offer of a three month grace while she got her finances back in order. Huge mistake. The lender (Wells Fargo) then required her to sign new mortgage documents with revised terms, be put on a special default payment plan where if one payment was late in the future, even by a day, she acknowledged default and the house going into immediate foreclosure. With more than 10 years left and who knows what might happen even by accident it makes it a serious obligation.
Lenders are not your friend, and understanding goes only so far as profit. Business is business. Anyone who decides to take advantage of these "grace periods" needs to be aware of the details.
We don't usually have the infrastructure-destroying disasters they see in other parts of the world.
Off-topic but: So you're in Florida? I remember asking where you were from because you said you'd never seen an Apple Watch in public but I forgot what thread I asked you in. I figured you were in a very impoverished location.
Is this still the case? Because Apple Watches are all over America. I saw over 25 yesterday and I wasn't "out on the town" and I was in a lower-class part of town.
The sillier claim from you is that confirmation bias isn't involved in recognizing what you already purchased or want to. Only you would claim that, and for no reason other than winning some argument. You seem to be a relatively smart guy and couldn't possibly honestly believe what you posted IMO.
I'm a photographer who doesn't remember seeing Canon cameras either tho I'm sure they're all around me at events. You get it, you just would prefer not to admit it.
To say the issue is you care so little about watches that you never look and therefore cannot see them is fine, but then your comment is pointless and of so little value that it's worthless as anecdotal evidence, which is how you framed it when this first came up prior to this recent article. That was back when someone like you could still pretend the AW is anything other than a record-setting smash success and is everywhere. Even in whatever part of Florida it is you reside in.
I originally was making an observation and still am.
Fact: I've never seen an iPhone in the wild and AFAICT it's not due to an active avoidance of seeing one.
Fact 2: Confirmation Bias is real.
So try this challenge: From what I can determine Apple has sold somewhere north of 50-60 million smartwatches. They don't report sales so we're guessing. Let's be generous and say it's 70 million over the past 5 years.
Motorola is estimated to have sold at least 70 million Moto G's over the same time period. How many of those did you see today?
Proof of fact 2.
You're welcome.
Ouch! "lower class part of town".
...lower class part of town... LOL.
But now you're also saying you've never even seen an iPhone? Yyyeaahh... I'd suggest instead that Yes, you have, you're just using willful ignorance to pretend your eyeballs aren't seeing them. That's simply cognitive dissonance on your part.
As for Motorola watches, sorry you're on drugs if you think they've sold as many as Apple Watch. That being said, I do occasionally see a round, clunky smartwatch that I assume is a Motorola. I see more often the angular squarish knockoffs which I believe are Fitbits.
But to claim I've never even seen a single one? Or that I've never seen an IPHONE?! That's rich. You must be home-bound in a remote retirement cul de sac.
BTW a Moto G is not a watch. More proof of how little you care about not-Apple gear or could be bothered to look to see what they are or what they look like. Why? I already know that answer. is there a glimmer of understanding beginning?
Yes at last 70 million Moto G's have been sold over the same period, at least as many of them as the Apple Watch.
Eh. Just making a point. Why? Because when you're in the upper class of a U.S. city you literally have to cover your eyes to not see Apple Watches. Go to a damn Whole Foods and you feel like an outsider for NOT wearing a Watch!
You're ABSOLUTELY dead-on with the watches. I see the exact same things:
1. Analog watches
2. Apple Watch
3. Knockoff Apple Watches by Fitnit (sometimes you have to look closer to confirm as they also copied the bands.)
4. Circle Smartwatches (Which I assume to be Samsung)
And no I'm not just looking for Apple watches. I notice every damn watch I look at whether I'm paying attention or not. GatorGuy makes it seem like we're paying attention with a notepad and tally marks.
WTF? You notice iPhones but not the Watch? It's getting to the point (U.S.A.) where you notice more Watches and AirPods than iPhones because these accessories are always visible where an iPhone can be in a pocket, purse etc. or look like a knockoff and vice versa.
"BTW a Moto G is not a watch. More proof of how little you care about not-Apple gear "
No one cares about non-Apple gear. Do you really think iKnockoff users walk into a store saying "I need the new Moto G!" lol. Most just settle for what's on sale and leave. Most of the people I know who use iKnockoffs just got whatever was free or on sale. If Moto Gs are those knockoffs with the camera in the middle and a letter under it( a "G"?) then yes I've seen these.
There's a problem with your "anecdotal confirmation bias" theory. We HAVE seen popular iKnockoffs in public but you're claiming you've seen ZERO Apple Watches. BIG difference. And I do pay attention to phones in public and for every motorola I see about 5 Apple Watches which anecdotally would say that Apple has sold way way more than 70M Watches but who knows.
Can you please confirm what country or state/province you live in? Because if you're in Florida your claim is really freaking me out!
@gatorguy
@strangedays
Sorry for late replies. busy week.