Family hit with $3,100 App Store bill after kid goes on Roblox spending spree

Posted:
in iPad
A 10-year-old child spent over $3000 on Roblox via the family iPad, charges applied after the child changed the account password.

Roblox in the App Store
Roblox in the App Store


Stories of excessive spending in a game by a child regularly surface, with parents complaining about the seemingly unjust charges. In the latest iteration, a 10-year-old managed to run up a bill of more than 2,500 pounds ($3,115) on the game Roblox, without her mother's knowledge.

Georgina Munday of Dyserth, Denbighshire, UK, had allowed her autistic daughter to play on an iPad for long periods, due to struggling in school, reports BBC News. Soon after, she started to see the transactions, and initially believed that the account had been hacked.

"We'd just seen hundreds of transactions, these payment confirmations, so then the panic set in - oh my gosh, whose card is this on?" the mother told the report.

Munday spent a week going between Tesco Bank and Apple to try and get a refund, but both sides refused.

"I rang up Tesco Bank and they said, because it was my daughter, they couldn't do anything about it," Minday said. "So I tried Apple again - they just read me their terms and conditions."

After contacting the BBC, Tesco Bank said she would receive a refund. The bank said there was a "further review" of the case that prompted the refund, and added an additional payment as a gesture of goodwill on top of an apology.

In responding to the story, Apple reiterated previous advice that accounts can have alerts set up so parents could be warned before a purchase could be made. Also, they said that parents should not disclose passwords, avoid adding their child to Face ID and Touch ID, enable Ask to Buy, and to use Screen Time.

Roblox said it "has a robust policy for processing refund requests where there may have been unauthorized payments from a person's account." Parents also have access to parental controls that can limit spending and to issue spend notifications for "increased visibility.

Munday is not keen on allowing her daughter to play the game in future, but admitted while she knew what she was doing in changing the password, "I don't think she understood the enormity of it." The mother asked parents to "be vigilant" and to take note of what children do on their devices.

View our guide on how to set up Screen Time and parental controls on iPhone and iPad.

Read on AppleInsider

Comments

  • Reply 1 of 15
    chutzpahchutzpah Posts: 392member
    Weird that it was the bank that stepped in, and not sure why an apology was necessary. 

    Wish the banks and Apple would kick the can down to Roblox more, it's their shittiness that is really enabling these situations to arise.  What kids game needs $3000 worth of consumables?
    williamlondonwatto_cobraravnorodomjony0
  • Reply 2 of 15
    eriamjheriamjh Posts: 1,642member
    This story is sooooo 2012.   Are parents still this uninformed?  

    Since the answer is and likely always will be yes, I’m surprised Apple hasn’t put in roadblocks or purchase limits by default.
    It would be the right thing to do.
    williamlondonwatto_cobraravnorodomjony0
  • Reply 3 of 15
    danoxdanox Posts: 2,841member
    Where’s the EU??
    appleinsideruserwilliamlondonravnorodom
  • Reply 4 of 15
    PancakePancake Posts: 42member
    eriamjh said:
    This story is sooooo 2012.   Are parents still this uninformed?  

    Since the answer is and likely always will be yes, I’m surprised Apple hasn’t put in roadblocks or purchase limits by default.
    It would be the right thing to do.
    They have. So many roadblocks and recommendations for blocking in-app purchases. Parents basically have to ignore all of these recommendations. Lots of literature on their site also. 
    ronnwatto_cobraravnorodomjony0
  • Reply 5 of 15
    williamhwilliamh Posts: 1,033member
    chutzpah said:
    Weird that it was the bank that stepped in, and not sure why an apology was necessary. 

    Wish the banks and Apple would kick the can down to Roblox more, it's their shittiness that is really enabling these situations to arise.  What kids game needs $3000 worth of consumables?
    I feel bad for the mom, but she did the equivalent of giving her 10-year-old her credit card so she bears quite a bit of responsibility.  Then there's the kid - a 10 year old is not a 3 year old.  The kid understands numbers, money, etc and the kid is a real stinker for causing this situation.  (OTOH, Perhaps a 10-year-old would fail to mentally connect Roblox purchases to the real world?)

    If the mom gave her kid the credit card and as a result they bought £2500 of candy on Amazon (or at Tesco - it's also a grocery), nobody would think to blame the candy company or Amazon.
    edited May 2023 kurai_kagewilliamlondonwatto_cobraravnorodomjony0
  • Reply 6 of 15
    ronnronn Posts: 653member
    Totally the adult's fault. There are tools available to prevent such a problem. Tools developed and implemented years ago. Parents need to be more involved with their children and take responsibility when they come up short. She's lucky the bank refunded her because they had every right to refuse to clean up her mess for her.
    kurai_kagewilliamlondonwatto_cobraravnorodomjony0
  • Reply 7 of 15
    kurai_kagekurai_kage Posts: 104member
    williamh said:

    If the mom gave her kid the credit card and as a result they bought £2500 of candy on Amazon (or at Tesco - it's also a grocery), nobody would think to blame the candy company or Amazon.

    Or the child used the Amazon app or Instacart to buy stuff.  Those apps don't have additional protections when making purchases if the credit card is on file, and a kid could just as easily spend thousands.  Parents need to figure out these risks before handing the devices over to their kids.  
    williamlondonwatto_cobra
  • Reply 8 of 15
    brianjobrianjo Posts: 39member
    A 10-year-old child spent over $3000 on Roblox via the family iPad, charges applied after the child changed the account password.

    This is a problem with iOS. It's set up to be a single use device, yet people purchase them as family devices. This encourages, if not requires sharing AppleIDs and passwords instead of the proper method of each user having their own ID and password.

    Granted, when using a shared device, I typically recommend creating a separate 'family' AppleID that has all of the restrictions in place that requires adult approval for purchases, etc.  However, since Apple doesn't have a system in place for family use of an iPad, this puts it more on the onus of the family to come up with this sort of solution. It also means that anyone with access to the iPad can change the password on that AppleID on that pad, including the 10 year old using it.

    The AppleTV used to be the same problem. Recently, they've added family features into the device. It's about time that the iPad got the same treatment.

    For family AppleIDs, Apple really should let families set things up they way they do with business and school accounts.  The parents then could have control of the children AppleIDs, being able to reset passwords, lock devices, etc.
    williamlondonwatto_cobramuthuk_vanalingamravnorodom
  • Reply 9 of 15
    williamhwilliamh Posts: 1,033member
    brianjo said:
    A 10-year-old child spent over $3000 on Roblox via the family iPad, charges applied after the child changed the account password.

    This is a problem with iOS. It's set up to be a single use device, yet people purchase them as family devices. This encourages, if not requires sharing AppleIDs and passwords instead of the proper method of each user having their own ID and password.

    Granted, when using a shared device, I typically recommend creating a separate 'family' AppleID that has all of the restrictions in place that requires adult approval for purchases, etc.  However, since Apple doesn't have a system in place for family use of an iPad, this puts it more on the onus of the family to come up with this sort of solution. It also means that anyone with access to the iPad can change the password on that AppleID on that pad, including the 10 year old using it.

    The AppleTV used to be the same problem. Recently, they've added family features into the device. It's about time that the iPad got the same treatment.

    For family AppleIDs, Apple really should let families set things up they way they do with business and school accounts.  The parents then could have control of the children AppleIDs, being able to reset passwords, lock devices, etc.
    Apple came up with a solution and it's the option to require the Apple ID password before making purchases.  This is a different password from the one used to unlock and use the iPad, or at least it should be.  I'm not sure why more of a "system" is needed.   The main burden of the current arrangement is everyone shared the apps and overall config, and mom should have had to put in her password when she wants to pay for something for the tot.
    edited May 2023 williamlondonjony0
  • Reply 10 of 15
    Part of the issue may be the daughter is autistic (according to early part of story)  Some autistic children are very adept at one or more activities.  Bill Gates is said to have a very minor type of autism (Asperger's Syndrome).  Some of the high functioning autistic folks are called savants.  Common areas of savant skills include music, arts, calendar calculating, medicine, statistics...  More rarely, they may be very good at multiple things.  Some easily pick-up multiple languages with good mastery.  
    https://www.ssmhealth.com/treffert-center/conditions-treatments/savant-syndrome#:~:text=Savant%20syndrome%20is%20a%20rare,childhood%2C%20or%20even%20in%20adults.  
    edited May 2023 williamlondonjony0
  • Reply 11 of 15
    chutzpahchutzpah Posts: 392member
    Part of the issue may be the daughter is autistic (according to early part of story)  Some autistic children are very adept at one or more activities.  Bill Gates is said to have a very minor type of autism (Asperger's Syndrome).  Some of the high functioning autistic folks are called savants.  Common areas of savant skills include music, arts, calendar calculating, medicine, statistics...  More rarely, they may be very good at multiple things.  Some easily pick-up multiple languages with good mastery.  
    https://www.ssmhealth.com/treffert-center/conditions-treatments/savant-syndrome#:~:text=Savant%20syndrome%20is%20a%20rare,childhood%2C%20or%20even%20in%20adults.  
    Some autistic people are idiots.  It's not really an important part of the story.
    williamlondon
  • Reply 12 of 15
    mattinozmattinoz Posts: 2,315member
    Dear Apple, 
    for the sake of all our sanities* can you please add guest accounts to iOS and iPadOS to parents / admins don't have to give out the passcode or worse just leave devices unsecured for various reasons. 

    Even just an always on Home Screen that has apps that can be used unlocked. 

    Oh and while touching on kiosk uses for business away to put a web app into kiosk mode without writing a wrapper app would be good. 

    *not an issue generally I don't have little people I'd trust with my password
    williamlondon
  • Reply 13 of 15
    chutzpahchutzpah Posts: 392member
    Doesn't even need to be a guest account, just a new profile with some additional restrictions in Focus mode that automatically activates some of the parental controls.
    mattinoz
  • Reply 14 of 15
    jony0jony0 Posts: 378member
    williamh said:
    brianjo said:
    A 10-year-old child spent over $3000 on Roblox via the family iPad, charges applied after the child changed the account password.

    This is a problem with iOS. It's set up to be a single use device, yet people purchase them as family devices. This encourages, if not requires sharing AppleIDs and passwords instead of the proper method of each user having their own ID and password.

    Granted, when using a shared device, I typically recommend creating a separate 'family' AppleID that has all of the restrictions in place that requires adult approval for purchases, etc.  However, since Apple doesn't have a system in place for family use of an iPad, this puts it more on the onus of the family to come up with this sort of solution. It also means that anyone with access to the iPad can change the password on that AppleID on that pad, including the 10 year old using it.

    The AppleTV used to be the same problem. Recently, they've added family features into the device. It's about time that the iPad got the same treatment.

    For family AppleIDs, Apple really should let families set things up they way they do with business and school accounts.  The parents then could have control of the children AppleIDs, being able to reset passwords, lock devices, etc.
    Apple came up with a solution and it's the option to require the Apple ID password before making purchases.  This is a different password from the one used to unlock and use the iPad, or at least it should be.  I'm not sure why more of a "system" is needed.   The main burden of the current arrangement is everyone shared the apps and overall config, and mom should have had to put in her password when she wants to pay for something for the tot.
    Exactly. Can the parents who can't even be bothered to set that up be expected to bother setting up a new account ?
  • Reply 15 of 15
    mattinozmattinoz Posts: 2,315member
    chutzpah said:
    Doesn't even need to be a guest account, just a new profile with some additional restrictions in Focus mode that automatically activates some of the parental controls.
    Yes please for general usability upgrade focus mode to be more sub-accounts with completely tunable access to various settings. 

    Edit to add: 
    We should be able to have "Device Severance" to complete that us offline from work comms while not at work. 
    edited May 2023
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