benji888

cropr said:

AppleInsider said:

Unlike Apple Pay, which employs NFC technology to securely transfer user credentials from an iPhone or Apple Watch to a compatible point of sale terminal, Kroger Pay and other QR code-based systems rely on visual assets that in some cases are more easily purloined by hackers. With one-time codes, Kroger's solution is more secure than static QR code options offered by competitors, but may not be as secure as Apple Pay's tokenized transaction technology that replaces credit card information with unique digital identifiers generated on a per-transaction basis.

It remains to be seen if a dynamic QR code solution is less secure than a tokenized transaction..  If the dynamic QR code is actually a representation of a secure token, they are theoretically identical in terms of security. 

If a customer is using a QR code for an e-commerce transaction on the phone, than the QR code is even more secure than Apple Pay, as it is considered as an out of band payment (the payment uses a different channel than the e-commerce transaction)

The real issue is, you give them your credit/debit card number(s) and it’s stored on their servers, yet another chance of getting hacked. With Apple Pay your card numbers are only stored locally in your phone, not on their servers.

So, I did not know, (or forgot), Kroger was one of the currenc holdouts. I hate Kroger but it’s the only place in my area with nearly reasonable prices on natural and organic foods. I’ve contacted them several times telling them they need to adopt Apple Pay, pass it on to management, the response was that they were not going to, kind of rude about it, no thanks for my interest or anything positive to say to me about it, or for contacting them.

They don’t know how to manage their stores and they don’t know how to stock limited time major sale items, I have problems with their self check out too often, and, I gave up trying to use my own bags long ago because I would always need assistance, pressing “use my own bags” never works right, ...the list goes on. When I move again, I hope I will be able to avoid Kroger.

mwhite said:

The guy shouldn't have a smile on his face having to hold up is phone to make a purchase he should be frowning and saying what the hell where is Apple Pay.

That guy is either invested in it or paid for advertising.

This is the same thing AT&T did with “4G”, which was supposed to refer to the new LTE, which was about to be rolled out and was being referred to by the industry as “4G” ... suddenly improved 3G (HSPA+) would turn on a “4G” symbol in people’s phones, misleading them into thinking they had the next jump in speed, when in reality, it was just the best 3G could do. Consequently, the networks renamed 4G after the technology, calling it “LTE” or “4G LTE”. AT&T created confusion to the market, to their advantage, and I’m glad they are being sued this time.

... what this does, (2) above), is not that impressive...again the person has to first have access (Mac password) to your Mac.

i think this is click bait for the app. Some people might like a list of all the passwords in keychain.