mike1

Xed said:

mpantone said:

Xed said:

bloggerblog said:

I had never felt so protected from late or missed payments as when using ApplePay, even my bank tries to sneak in a dollar here or there. ApplePay is my preferred payment method by far. The US Consumer Financial "Protection" Bureau is just another financial arm that wants to feel legit and cash grab like the EU.
Who do you think pays the $90M? Us the consumers of course!

Not only do I prefer Apple Pay when it's available, but since getting the Apple Card it's increasingly become my primary card everywhere Apple Pay is available. (save for a few specific types of usage where I get more than 2% to use a different card, like travel and fuel).

Additionally, I use Apple Cash as a middle man for moving cash between accounts without having those accounts directly connected and of course to send most people money. While I do wish there was a way to send money to Android users that was akin to Venmo , I don't want it to hinder Apple Cash in any way.

Well, enjoy your Apple Card now because Goldman Sucks is exiting the consumer banking industry which includes ditching Apple Card. Whether or not Apple can find another issuing bank to take over remains to be seen but there is almost zero chance that if a financial institution agrees to pick up Apple Card, they will not acquiesce to all of Apple's conditions. You will get fewer conveniences and benefits from whoever is the next issuing bank of Apple Card.

Maybe, maybe not. The only thing that I would like to change is how the Apple Card issues closes the month, issues statements, reports to credit bureaus, and requires payments for all users on the same day. That's an overwhelming task that doesn't scale well. Plus, with the end of the month being a high cost time for more people being able to having the payment be due at a different part of the the month's cycle would simply be an added advantage.

Bel.Air said:

ashsaturday said:

Well I never restart my iPhone,

Call me old fashioned but I've actually been restarting my iPhone quite regularly (say monthly) and find it quite beneficial, definitely much better than force quitting apps (which I see people doing obsessively  ALL the time, even on brand new 16 Pros). Of course those that crash I do force quit, but on a case by case basis.

tiredskills said:

mike1 said:

God forbid you make the best product.

If they have the best product then why do they need the exclusivity deals?