robbyx

Denisemo said:

That is true. I'm not sure what you are referring to. Are you a hacker? Hacking is getting redonk tho. Worries me every damn day.

Really?  I don't even think about it.  Sure, it could happen, but you're far more likely to be killed driving to work.  Do you worry about that?  If you are diligent about security, you have very little to fear.  Enable two-factor authentication for any site (not just banks) that support it.  Never use the same password for more than one website.  Change your passwords often.  A password manager like 1Password really helps manage that workflow.

Sure, there's a chance you'll get hacked, but it's very VERY remote.  And even if someone does manage to hack a retailer and get your credit card info they have on file, so what?  I've lost count of how many times my credit card number has been compromised.  I've never paid a penny for any of the fraudulent charges.  My credit score is still fantastic.  I pay for a copy of my credit report from the three bureaus on an annual basis and check it for errors.  I've never discovered (knock on wood) a fraudulent account.

It's good to be vigilant.  However, in my opinion, there are far greater dangers to my health and happiness, financial or otherwise, than hackers.

GeorgeBMac said:

paxman said:

sog35 said:

Quicken sucks

Intuit especially sucks.

Quickbooks 2014 on Mac is not supported on Mac Sierra. That is FLATOUT ridiculous. How the hell can you support software for only TWO YEARS. 

They are so greedy. They want people to switch to Quickbooks online which cost 3x more in the long run

Greedy software companies with their subscriptions piss me off

All accounting softwares are going towards online only. I am considering Quicken Online for my company and I like it. Not crazy about the price but to be honest it is competitive. Online has advantages for the end user such as access, saying up to date, cross platform. For the providers the advantage is obvious - predictable cashflow. There is an accounting package that is cross platform called Moneyworks. Supposedly very good though I don't think they do an IOS version. They too have an online version and my bet is that in a few years that is all there will be.

maestro64 said:

minisu1980 said:

sog35 said:

Quicken sucks

Intuit especially sucks.

Quickbooks 2014 on Mac is not supported on Mac Sierra. That is FLATOUT ridiculous. How the hell can you support software for only TWO YEARS. 

They are so greedy. They want people to switch to Quickbooks online which cost 3x more in the long run

Greedy software companies with their subscriptions piss me off

I just found out a few days ago that we have to upgrade to have it continue to be supported on Sierra. We are a small company and make use of maybe 5% of the programs features and the ones we use are never improved. Can't switch programs as our accounting firm only supports Quickbooks. While we can easily afford the upgrade, the cash grab every two years is really annoying.

Welcome to the new world of software, you no longer own the software and they want you online so they can have access to your data and make you pay for the privilege. Plus they can make updates which you may or may not like. I personal never like the cloud based services, because you have to take the good with the bad whether you like it not. I use Quicken (personal stuff) and QuickBooks (my sons Business stuff) and we use the old versions since they work for us. Now we have to decide whether to upgrade the mac software, personally, I have held off on mac upgrade so I did not have to upgrade other software. I held off going to OSX 10.8 because apple got ride of Rosetta and quicken 2007 would not work, then Intuit release and update to run on machine that did not support Rosetta.

I never update my mac without first verifying all my software works with the new version and the same goes for any application I have bought, I first check to see if people are reporting problems to make sure it is not going to cause me a problem. This is also why I away maintain backup copies of the data and application so if an upgrade fills I can revert back especially with Quicken and QuickBooks since it many times converts the data to a new format.

Quicken is one of the few -- maybe the ONLY - personal financial vendors that gives you the option of using their online cloud services or running entirely on your own equipment.

Personally I believe that no amount of security can stop a determined hacker.  Therefor I do NOT want my personal financial data on anybody's server but my own.

Think about it:  Hackers go where the money is:  A few years ago they targeted retail.  Now they are moving to healthcare.  But, personal financial data would be a gold mine for them -- Account Numbers, IDs, Passwords.  And, since it is investments and bank accounts, there is ZERO consumer protection (no $50 liability limit).  Your money could be gone.

Your accounts are already online, via your bank.  Your financial data is already on someone else's server (the bank).  Intuit has been doing financial software for years, decades.  It's the only thing they do.  Banks use their technology to exchange information.  I'd be much more concerned about someone hacking another web site or service, discovering your username and password, then logging into your bank because you used the same password.  That's much more likely to happen than someone successfully hacking your bank or QuickBooks Online or Mint or whatever.

I'm amazed at how many people use the same password for everything and never change it.  If you're diligent about password management and give your bank accounts unique strong passwords, you probably have a better change of getting struck by lightning than having your account hacked.

paxman said:

sflocal said:

Quickbooks and Quicken are the primary reasons why I still run Windows (as a VM) on my mac.  The Mac-versions of both packages suck - badly.  

I'm really dismayed as to why they don't make Quicken for Mac and Windows interoperable.  

I'd love to go to a different, more modern package that doesn't cost an arm and a leg and has decent cloud accessibility as well.

If you are using this for your personal finance why not check out the app store. Just looked and an app called MoneyWiz looks quite good. Never tried it personally. Just wonder because there are several packages for Mac these days. All I have ever heard about Quicken is that it sucks. For years. 

Ah Quicken, the app we love to hate.  I've tried every Mac finance app...and I use Quicken for Windows.  MoneyWiz is quite nice, but very simple.  This seems to be the case with most Mac finance apps.  The only ones that come close to matching Quicken in terms of features are Moneydance and Banktivity.  Moneydance has matured quite nicely over the years, but it's still a cross platform Java (I think) app and, at times, it shows.  Banktivity has never lived up to its promise, in my opinion.  Lots of features, yet somehow the whole thing feels like it's held together with string and duct tape.  It's slow and when bugs linger for many years over many releases, you have to wonder about the developer's priorities.  Simply put, I wouldn't trust it.  Which takes me back to Quicken.  I'm looking forward to the day that the Mac version is as good/stable as the PC version.  Until then, Fusion to the rescue.

rotateleftbyte said:

While I accept that for some people services like Apple Music and Spotify work, they don't for many of us, especially old dinosaurs like me.

As a fellow dinosaur who resisted streaming services until recently, I suggest giving Apple Music a try.  I've never tried Spotify, so no opinion on what it offers, but I've read enough to know that they don't pay artists well and that bugs me.  A few friends got on Apple Music and started sending me links to music they thought I'd like, so I finally broke down and gave it a try.

As someone who buys a lot of music (over 3000 albums in the collection, 90%+ legally purchased by me), paying $10/month to basically listen to anything I want, as many times as I want, before buying is pretty cool.  And, having grown up in the mixed tape era, I love being able to share albums and playlists with friends.

What I don't love about music services is that they are, essentially, a return to DRM and that was my main reason for not supporting them in the first place.  But things change, right?  And sometimes the new way adds value, even if it's not perfect.  So now I use Apple Music for quick access to anything I want to hear, but I've stopped buying from iTunes because of the audio quality and have gone back to either buying CDs and ripping lossless files or purchasing lossless music online from shops like bleep.com.

volcan said:

Hilary is human like most of us. She made some mistakes along the way but now she has the experience and wisdom from many years of service to the country. Trump has none of that besides being a complete ass.

Hillary isn't like "most of us".  What a crock.  She's an entitled establishment fixture with zero morals, a raging hypocrite who talks about women's rights and stands by a sexual abuser husband.  She is the worst of what American politics has to offer.

But let's look at her "experience" and "wisdom".  I'd love to hear what "experience" she has that makes her a suitable choice for President.  Hillary fans throw around the "experience" argument, but what experience exactly?  Staying politically relevant doesn't equal experience.  Being a carpetbagger and moving to a random state because you can trade on your name and win a senate seat isn't experience.  That's just craven opportunism, padding one's political resume.  Now if, as a senator, she had actually done something, the "experience" argument might hold water, but what did she do?

She failed at everything she tried to do as First Lady, most notably healthcare reform (which I definitely supported).  And who are some of her biggest donors now?  The drug companies.  I think we can all check meaningful healthcare reform off the list under a Clinton presidency.  I'm still trying to figure out what she did in the senate other than vote in favor of a lot of progressive legislation.  But did she sponsor anything?  Was she really in the senate to work for the people of New York...or merely to make the right connections and pad the resume?  What I know of her time in the senate suggests the latter.

Secretary of State.  DISASTER.  More chaos in the Middle East.  More terrorism.  More destabilization.

Clinton Foundation: Hello country that supports terrorism, murders gays, and treats women as property.  We'll GLADLY accept billions of dollars!  Oh, and as a token of our appreciation, the State Department will now authorize a massive weapons sale to your country!  But there's no connection...just a "vast rightwing conspiracy"...

Emails?  I think I'll set up my own server at home to avoid government record keeping rules and circumvent Freedom of Information requests.  My server won't be properly secured, but it won't matter because 1) I'm Hillary Clinton and the rules don't apply to me, and 2) see #1.

And speaking of pesky government oversight, there's really no need for a full-time Inspector General at the State Department (first time that's ever happened) because 1) I'm Hillary Clinton and the rules don't apply to me, and 2) see #1.

So, experience.  Failed at healthcare reform.  Mediocre senator.  Terrible Secretary of State.  Willfully deceived the government and American people with her email server in order to avoid oversight and accountability.  Hypocritically campaigns on women's issues while standing by a serial abuser of women.  From what I've seen, her "years of service to the country" are years of service to HERSELF.  She has done absolutely nothing that has changed this country for the better.  She voted for war.  The policies she supported have further destabilized the Middle East and increased terrorism.  She left the Whitehouse "broke" and someone managed to stuff over a hundred million dollars into her bank account in the subsequent years as a "public servant".

And this is the kind of "experience" you think qualifies her to be President???  Lord help this country as we slide deeper into mediocrity and the all the fearful sheeple line up to vote for the "lesser of evils".