robertwalter

monstrosity said:

rotateleftbyte said:

I won't use NFC from a card. I've got rid of all my NFC capable cards. I do however use Apple Pay.
I've seen the kit needed to 'sniff' your NFC card details and witnessed someone get the details of a card that was in someones pocket just by standing next to them.
Crowded places are a gift to people with these sniffers. Thankfully they can't get inside the iPhone (yet).
Fraud is apparently the biggest crime today and I don't want to give them any more help that I have to.

It's certainly possible to to scam someone in a crowded place. But the chances are still very remote of it happening to you. Maximum you will lose is £30. I'm willing to take the chance for the convenience. Same as getting on a plane, I would rather fly and take the risk of it crashing than take a slow boat to my destination.

But the inconvenience of having to deal with fraud and change a card is a pain. 

The he fraud wouldn't ruin your life because of 0-liability but on a convenience scale of things, would you prefer to fly with a carrier that was often late, or one that was always on time?

rotateleftbyte said:

monstrosity said:

It's amazing how quickly perceptions change though. Only 3 months ago my customers were paranoid about contactless, and now the majority of transactions are through contactless.

(FTR I'm not in France, I'm in UK)

I won't use NFC from a card. I've got rid of all my NFC capable cards. I do however use Apple Pay.
I've seen the kit needed to 'sniff' your NFC card details and witnessed someone get the details of a card that was in someones pocket just by standing next to them.
Crowded places are a gift to people with these sniffers. Thankfully they can't get inside the iPhone (yet).
Fraud is apparently the biggest crime today and I don't want to give them any more help that I have to.

I'm with you. 

When amex and visa sent me new cards with RF antennas I shredded them after requesting cards with chip and no RF.  Then I put them and my bank debit card into Apple Pay. I spend a lot of time in Switzerland and have happily used AP for the last 1-1/2 years, last 12 mos on my Apple Watch. 

AP is so much quicker and safer than any pure card, QR, or Bluetooth based alternatives. 

I've been using Apple Pay here in Switzerland with my USA based AMEX (and occasionally Visa) cards for the last 1.5 years at plenty of places (including Migros, Coop (since May Coop gas stations), Jumbo, Landi, restaurants and my little neighborhood barber); just cause they are not on Apple's list doesn't mean a merchant's POS devices don't support/block Apple Pay. 

The main debit cards (Maestro and Post Finance) and credit cards (Swiss, Lufthansa, Migros, Coop, Big bank) used by most people are not signing up for Apple Pay because the Swiss banking cartel has a stranglehold on its customers and is trying to promote its own homegrown national (non international) bPay or Walmart Pay like solution. 

Shades of the IIRC Nokia Windows Phone video where it implied it was shot using the device, until one intrepid observer reported, that in the reflection of a pane of glass, one could see a professional industrial recording camera on a truck. 

leighr said:

Since when did China have copyright laws?

I think it is in their constitution:  "thou hast the right to copy everything."