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In India, AppleTV subscription priced at 99 rupees a month ( less than US$1.50), according to Bloomberg. Range of handset offerrings, Mumbai store in 2020... long time coming, but finally looking better

What's new this year? Europe. Europe. Europe. The opportunity to pick up big gains in the prosperous underserved region, due to Huawei woes, which will hurt its handset sales more in EU than China. Let's see if Apple's new offerings can pick up at least 5 percentage point market share by 2020. Now that Apple has many more ways to monetize user after initial handset purchase... Is Europe even on US analysts radar?

Actually when you subtract retail employment at over 500 stores, Apple seems leaner than Google, which has grown now to over 100,000 heads. Talent and motivation are key, I'd like to see Apple expand in Toronto. Biggest tech workforce in North America after Silicon Valley, NYC, and Washington DC, according to WSJ. Much cheaper and you spread the risk on ill-conceived worker immigration policies.

Perfect credit score is 850. I once reviewed one of mine from Experian and found some surprises and errors. So that may be another avenue to explore if you wish a lower rate. I made some extra payments on mortgage and that really boosted score.

Thank you. Indeed it was turned on, so I turned it off and reset. (To others, this toggle is found at bottom of "Privacy." )
     If this was the source, I suppose that makes Apple the culprit. That giant ad was crazy, horrifying, very un-apple like. Reminded me of searching years ago on my friends Windows PC. 
    I hope Tim Cook codifies and pledges to his heavily invested customers that Apple will defend against such "abuses." And let customers easily tailor their ad intake. I live in a heavily marketed zip code. Even public buses have giant billboard ads for condoms. AR opens whole world of advertising. (Glad none on Apple's Statue of Liberty) Lay out some guidance to your sucessors Mr Cook, while you can think clearly. AI might help by a series of pieces. What does EFF think? Harvard group? IEEE or ACM Subgroup, Cato, etc etc.