aaploutsider

Apple should take note that people (and large organizations) are actually interested in their laptops.

Soli said:

So you’re saying that if I was in NYC driving in reverse on a road with legal traffic heading my way that they would be at fault if they couldn’t avoid the back of my car ramming into them? I know there are a lot of hilariously stupid laws on the books for all states, counties, cities, and towns, but I can’t imagie that your blanket statement would apply to any of the scenarios I presented.

Wouldn't say it's automatic.  It really depends on the circumstances, but in most cases the reason that blanket statement is there is because it's difficult to prove without cameras and witnesses that the driver that got rear ended was at fault.  

In your example, the driver going against traffic in reverse would be at fault here if it can be proven.  Otherwise, it's just going to be your word vs theirs, and you'll have to let the insurance companies duke it out.  

Keep in mind also that NY and CA insurance claims for driving are much more strict compared to other states.  In CA, car insurance companies will almost always assume you are at fault if you rear ended someone unless you can definitively prove that you weren't.