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ihatescreennames said:

avon b7 said:

ihatescreennames said:

avon b7 said:

jvm156 said:

That makes no sense. It’s not like she can’t use any type of card within apple wallet. It affects the consumer not in the slightest.

avon b7 said:

dewme said:

harrykatsaros said:

"The newly competitive market for digital wallets is about to experience genuine customer-first innovation," Curve founder Shachar Bialick said. A Curve spokesperson also claimed that switching to its service will save banks "millions of euros" that currently go to Apple.

Just me or were these two statements completely contradictory to one another? What do I care how much money the banks save? 

It’s never been about customers. They were never the ones complaining unless it was about their lack of access to Apple’s services due to local restrictions. 

It’s always been about the app vendors and the companies and investors behind them who have always wanted a cut or bigger cut of the transactional fees. 

To the customers who are ultimately paying the transactional fees and service charges indirectly it doesn’t matter, unless they have some sort of personal connection to the entities now collecting the fees, like a brother in law who works at the bank in question. 

Finally, what’s innovative about one fee collector getting paid over another fee collector getting paid? Can’t innovate? Absolutely!

Ever since my wife found out the she only had Apple as an option on her phone she has complained. 

It is one of the choice restrictions that Apple imposes and never communicates to users prior to purchase. 

She wants to use our banks Wallet system as I do on my phone. 

Competing systems should bring prices down for consumers in the long run. Unless Apple tries to apply a, cough, 'core technology fee' on competing systems. 

The problem isn't with the cards but the wallet. 

It is why Apple has been forced to open up. Apple takes a cut from every single transaction and doesn't allow competing wallets to exist. That is changing in the EU. 

So, this is about protecting banks so they can earn more money and isn’t about consumer harm. 

The second Apple restricted competition, the consumer was harmed. 

That is now changing (at least in the EU). 

I don’t understand what your wife was complaining about. What harm came to her not having the option to install a wallet from your bank?  Here’s what I asked above that has yet to be answered no matter how many times I have asked: ”I have asked before and never gotten an answer, but what is the benefit to having multiple wallets? What is better about having a separate wallet for each bank? How is this good for the consumer?” (Typo fixed)

Of course I can't speak for Avon B7 but I also prefer Apple not to take a cut from every transaction. I'm British but spent most of my working life in Switzerland. I'd far prefer to support local Swiss banks than have Apple take a cut (as the banks provide hundreds of thousands of jobs etc.). 

prince said:

kitchenbox said:

but but but DED was frothing at the mouth that nothing can compete with Apple AI, especially not CoPilot.
And now Apple is putting OpenAI, that is part of the power behind CoPilot, in their phones.

DED swings, and misses as usual.

Bing Chat isn't OpenAI. Also, Microsoft's Copilot PC isn't really about AI or "Apple's AI," but about an effort by Microsoft to raise the price of the PC to where Apple is selling its Macs, rather than in the bargain basement of generic Android/PCs. That's something Microsoft has been really bad at doing, as the article you referenced made clear--ever since it started trying to do this in the iPod days. 

If you don't understand an article you just read, maybe you should hesitate to put your fake chat name on your arrogant opinions about it, because like the thousands of hecklers over the last 15 years, you'll end up looking like another bitter crank who ended up with egg on his face trying to scramble up a hater omelette.

Bing Chat (now called Copilot) is based on OpenAI. Below is part of a Microsoft post from well over a year ago. The following link has some further notes on Copilot / OpenAI's ChatGPT....

Copilot (formerly Bing Chat) vs. ChatGPT: Which AI chatbot should you use? (zapier.com) 

Do you have proof that Microsoft's Copilot PC isn't about AI but is an effort to raise the price of the PC to where Apple is selling its Macs? The Microsoft Store price for a 15" 16GB/512GB 12th Gen Intel Core i7 machine was £1799 in the UK, whereas the Microsoft Store price for a Snapdragon X Elite 12-core 15" machine is £1549 (again for the 16GB/512GB variant).. a cool saving of £250. Good of Microsoft to pass on the savings, perhaps not every manufacturer has / will....

saarek said:

Apple has certainly blazed a trail here. Both Qualcomm and Microsoft still have a long way to go. 

Still, I’m impressed by Qualcomm’s effort here. It appears to be a good chip, yes, it’s an also-ran by comparison, but it’s a massive jump up from what came before in the PC space.

If I was Intel I’d be terrified. Apple showed the way and now there is actually a decent chip out there for your generic PC. The writing is on the wall here for X86 PC dominance.

You're right about Intel's dominance in Windows / Linux PCs being at risk, but the outlook for these PCs generally must now be fantastic, with Qualcomm, AMD and Intel all trying to be the sector leader. I expect great advancements in the coming years in this space, this competition is sorely needed.

danox said:

danvm said:

chasm said:

mikethemartian said:

Forget OpenAI, Google, Nvidia, etc. Apple will have full emoji AI supremacy.

More importantly, most of Apple's efforts in "AI" seem to be focused on enhancing functions and apps users already rely on, and make them perform better.

Isn't that what MS and Google are already doing with MS Office + Copilot and Google Workspace + Gemini?

Microsoft AI where your computing life will be recalled in a rerun available to the highest bidder?..... I  think Apple will do better building  long term products when compared to Microsoft, Google, or Meta.

"recalled in a rerun available to the highest bidder"... what does this mean? Are you implying Microsoft will sell the Recall data or use it for model training? 

ad0niram said:

Weird because open ai is part owned by Microsoft. You’d think Mac would come later.

I think Microsoft is probably far more interested in baking this tech into their MS branded Copilot tools, rather than having a separate app under a non-MS brand name. Regarding reading / reacting to what is on the Windows desktop, Microsoft will likely want its own MS365 office Copilots  / GitHub Copilot to work with email / office documents / programming code etc..