ApplePoor

It is a bitch when the right's dumb down USA education system from the Reagan era suddenly bites them in the backside. China is turning out more than ten times the engineers than the IUSA. There is a completely different work ethic in the oriental culture that is sadly missing in the USA.

Ease of use is the key phrase. My Daily Cash gets swept into the Apple Savings account every day be it lots of dollars or a few cents depending on my purchase volume the day before.

I do not need to go to the bank in person to deposit the funds. I have no need to chase a tenth of a percent interest by taking money from one bank to another.

I would not put or keep significant funds into this system. Obviously, a $6k laptop requires moving some funds just like any credit card payment and the Apple 3% cash back is over $180 but that is not big money. 

The bigger concern is in controlling this technology to prevent negative results on humanity.

S7 became the Ultra. I had bought an S8 and then Ultra was released within the time frame to take S8 back.

My S7 lasted all day with screen off unless in use.