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You'd think college students whose parents could afford to buy them a $1000 jacket would have the sense to AirTag their valuables without being told. Then again, maybe not. I've never noticed any correlation between parental wealth and the intelligence of their offspring. 

Better advice would be: "If you don't want to be robbed, don't dress rich."

Treat Apple Pay like credit cards? That's an excellent idea. It'd create a level playing field between the two methods of payment and encourage competition and innovation by both.

There's a good illustration of the difference between ionizing radiation (as with x-rays) and radio waves (as with an iPhone). 

—Ionizing radiation has enough concentrated energy to break tiny things, such as the DNA in a cell. That can jumpstart a cancer. In physics the distinction between particles and waves is murky, but ionizing radiation behaves more like a particle and thus like a bullet fired from a gun. Just keep in mind that like a bullet the harm done done depends on where a particle hits. Most of the time getting an x-ray is not going to give you cancer. It doesn't hit where it damages a cell's DNA. And even then the risk is selective. For I time I cared for children getting early bone-marrow transplants. The dose they received was lethal, but it was lethal because it primarily killed their blood cells, which in their case had cancer. The bone marrow from a matched donor was then transfused in, allowing them to recover. So even massive doses of radiation only kill in certain ways.

—The energy in a radio transmission is more spread out and thus concentrates less energy at any specific point. It can warm food in a microwave oven but in can't break down DNA.  And the warmth you get from a watt or so of energy from an iPhone is quite slight, less than you'd get standing bareheaded in the sun. For cell phones, the waves are a few inches in length. That spreads out their energy, making it for all we know harmless. The limits for cell phones are arbitrary. People regularly work around radio power levels that are far higher without harm. I have worked around military radars ranging from four megawatts (S band) to ten megawatts (C band). That was years ago and I've yet to grow a second head.

A good illustration of that harmless of radio energy are the Chain Home radars the British used during WWII. To give the radars enough range, they used about the most energy that could be generated at the time, some 200,000 watts. The antennas did little to focus that energy other than send it toward the skies over France. That meant those working nearby on the radars received a incredible amount of radio energy. Friends suggested they might not be able to had kids. Someone I read who'd worked at a Chain Home station said that wasn't so, that after the war she and her fellow workers had lots of normal children.

This regulatory hysteria makes me glad I'm not living in France or Belgium. If my iPhone 12 Pro Max radiates a bit more power, then good. I'll get more range.