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zoetmb
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  • AirTag & police save builder from massive stolen car replacement expense

    zoetmbzoetmb
    VictorMortimer said:
    Oh, and in the US car insurance can't refuse to pay if you've accidentally left the keys in the car.  They can't even refuse to pay even if you've intentionally left them in the car unless you've conspired with the thief.

    Lots of people seem to believe that's a thing here, and it is not.
    Are you sure about that?  When my car was stolen in 2003, the insurance company was insistent on getting the two sets of originals that came with the car and they didn’t send the check until they got them. 

    I always thought that was to insure that I purposely didn’t have the car stolen.   Same when my daughter’s car was stolen in the 90’s.  
    watto_cobra

  • Apple Pay now available in Lowe's home improvement stores

    zoetmbzoetmb

    sethm1 said:
    Lowes should. Given our local store pretty much got rid of all the cashiers except on the garden dept, they need to make it easier for us pay. I shop less any ways at lowes when they starting charging for bags. They also have less help than Home Depot. What I also thought funny, was 2 months ago I stopped by my local Lowes as the Home Depot not on my home. It seemed all the employees were over 65. Thats not a crack at the age given I’m 62, just seemed weird to me. Would not be surprised if in 2024 they announce closing all stores.
    I don't know what State you're in, but in many, stores HAVE to charge for bags - it's the law.   It was part of the law that got rid of plastic bags in supermarkets.  In NY. for example, stores have to charge at least 5 cents for a paper bag and I think they can charge whatever they want for a cloth bag.  I think my local stores charge a quarter.  

    Close all stores?   You really have no idea what you're talking about.   The stock is below its all time high of 261 on 12/6/21, but it's still a fairly healthy 222.53.   Five years ago, it was at 93.87.     If you bought it then and sold it today, that  a 47% annual return not including dividends.   Last fiscal their EBITA income was over $12 billion.   They're a very successful company and I have no skin in the game because I don't own the stock (now I wish I did) and it's very rare that I shop there.    


    mike1MplsP

  • Apple is a contender to buy canceled 'Coyote Vs. Acme' movie from Warner Bros

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    mknelson said:
    lmasanti said:
    quote: ”Ultimately, it may come down to money.”

    This movie… and many others… were planed with the old contractual relationship with screenwriters and actors… and —just maybe— the new contracts change that situation.
    Probably not a significant factor unless they hire some A-listers for voice acting. The real costs would be for the animators and related hardware.
    The film is already produced.   The costs have already been sunk.   Seems insane not to release it (if not to theatrical, then to streaming) even though there are costs associated with distribution (unless the film isn't actually finished).     Because of the 118-day SAG-AFTRA strike and residual delays from the pandemic, there's going to be a window where there's a dearth of new product.   Assuming the film is actually finished, IMO, it would have made lots of sense to release it then - unless it's been previewed by the executives and they've determined that it's just terrible.    

    The decision not to release was probably because Discovery/Warner Bros. is so screwed up right now.   There are rumors that after paying $85b for it, Discovery will attempt to sell it (and probably take a big loss in the process).   
    Oferwatto_cobra

  • Apple Car expected to arrive sometime before 2030

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    loopless said:
    Probably good to wait. The "heat" has gone out of the EV market. Many of the "early" adopters have bought one. Now the rest are saying, why would I pay more to put up with range anxiety and a crappy charging network that still can't charge a vehicle in anything close to the time to "gas" an ICE vehicle. A lot of EV's are sitting on lots.
    Total nonsense. Q3 set a record for EV sales in the U.S. and was 50% higher than a year ago.   7.9% of U.S. new car sales are EV’s (and 25% in California).  

    At a level 3 charger, it takes 18 minutes to charge a Hyundai i5 or i6 to 80%.   That’s not all that much longer than gas, especially if one stops in the store to buy something or use the bathroom. 

    Infrastructure does need work.  I wouldn’t yet recommend an EV for someone who can’t charge at home unless they have a L3 charging place as close as a gas station.    But the infrastructure will catch up.  We’re starting to see gas stations add chargers with BP being the first big chain to start adding them. 
    watto_cobrawilliamlondonbyronlradarthekatroundaboutnowlollivertyler82

  • Goldman Sachs regrets Apple Card, and is trying to escape the deal

    zoetmbzoetmb
    I don’t understand the complaints.  I use the Apple Card (via Apple Pay) regularly and have had no problems. 

    The 1% to 3% rebate is great and better than the measly points that other credit cards give.  And the 4+% interest on the savings account is also pretty good.  

    My only complaint is that Home Depot doesn’t accept it (or any tap card) and I once had an issue because the bank once rejected a large purchase and it caused some problems for a few weeks.  

    Of course the interest rate is too high - IMO, one would have to be nuts not to pay off any credit card before interest is due.  They’re all criminal in that regard.  

    Since payment collection is automatic, I don’t know why GS is losing money, although I would guess it’s because the users are smart enough not to pay interest and because there was no fee.    Most banks make most of their credit card profit on those annual fees.  
    syraqusewatto_cobra