brucemc

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brucemc
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  • Apple Card will roll out to additional countries, after US launch

    brucemcbrucemc
    Hoping that Canada is on the next list of countries, although I don't know if their current operations in Canada (investment banking for the most part) would allow them to offer a credit card.  A great option to use for purchasing Apple products and services with the 3% cash back.
    chasmwatto_cobra

  • Apple Card offers simplified and secure Goldman Sachs-backed credit card with daily reward...

    brucemcbrucemc
    Soli said:
    sirlance99 said:
    hmlongco said:
    sirlance99 said:
    Standard isn’t always best when many cards have better rewards than 2%. Also, my standard purchases are extremely low compared to other categories. There’s practically nowhere that I purchase things that I can’t get at least 3% back and up to 5% on most things. 

    Depends on how one defines "best", doesn't it? The Amazon Prime Store Card, for example, gives you 5% back... with a 28.24% annual APR.

    Apple committed to a low (albeit unspecified) APR, with no fees, no late charges, and no penalties. Not to mention the not-so-minor fact that you get your rewards back daily as Apple Cash. Not at the end of the month, not when you redeem them. Daily.

    Then there's the secure unique randomized card number per transaction. No number or signature to steal on the physical card. No tracking of purchases. No sales of transaction data.

    I don't know about you, but there's a ton of value in privacy and security.
    Fees and APRs don’t matter if you pay your balance in full. 
    You realize that being able to pay off your cards every month isn’t the norm, right?
    And sometimes people forget.  I had set mine up for payment one time at the bank that didn't work, so had that late payment charge (I was able to get them to refund it as I could show how I always pay off, but it still took time to do it).  Much better to have no late fee in the first place.
    Solironnrandominternetpersonnetmagewatto_cobra

  • Apple Card offers simplified and secure Goldman Sachs-backed credit card with daily reward...

    brucemcbrucemc
    DAalseth said:
    Nice. Hope it's available in Canada. ApplePay is theoretically here, but I've gone through three cards without finding one that worked on the system. I'd like to start using ApplePay. 
    I have used Apple Pay in Canada for years.  I have a "regular bank card" Visa, as well as have used with corporate Amex and MasterCard.  I know many people that use it.

    I would venture that Apple Pay use is far more widespread in Canada than the US, as a large portion of retail (in food service and related industries) all have contactless "tap" options, where the the US is more limited at this time.
    watto_cobrajony0

  • The Wall Street Journal reportedly joins Apple News service, NYT and Washington Post decli...

    brucemcbrucemc

    GeorgeBMac said:
    stayingalert said:
    Great news about WSJ joining.  Will definitely give the new Apple news service a try.
    Yes, while the WSJ opinion sections are extremely conservative and totally biased. they're news sections are quite neutral and grounded in reality combined with some great reporting.   And, unlike FauxNews, even their opinion sections are usually based on fact and reality (but with a conservative viewpoint).
    This will be a great addition to the service and one I will use often -- probably daily.
    I will start by saying - I am not American, I don't vote for your president, and don't follow US politics too closely (personally I can't take the 24 hour election cycle that lasts all year, every year).  I do read some each week though to be informed at the high level.

    What I find funny is that both sides think that "their side" is balanced, and the other ones are biased.  From what I read:
    - CNN, NYT, WaPo are Democrat biased
    - Fox News, WSJ are Republican biased

    Is it really that hard to see?
    tokolosh

  • The Wall Street Journal reportedly joins Apple News service, NYT and Washington Post decli...

    brucemcbrucemc
    spice-boy said:
    When I was a kid I delivered a newspaper 6 days per week. I did not ask the publisher for 50% of the profits. Apple needs to get over itself. 
    Why do you come to this site?  You clearly don't like Apple, and have never posted anything positive.  It can't be good for your health to come here.
    patchythepirate