Rumor: Apple to enter mobile payment space with NFC-enabled 'iPhone 6'

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  • Reply 21 of 47
    Quote:

    Originally Posted by SpamSandwich View Post



    Since modern urban environments are bathed in radio signals, perhaps the iPhone or iBand may use any of the stray signals as a power source.

     

    Actually, I think ancient rural environments probably were, too. Am I correct in my understanding that the amount of radio activity we generate ourselves doesn't amount to a hill of beans compared to what occurs naturally?

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  • Reply 22 of 47
    ipenipen Posts: 410member
    Quote:

    Originally Posted by AppleInsider View Post

    ...

    Rumors of NFC functionality in a future iPhone have persisted for years, and seem to appear leading up to just about every new handset launch. And though there have been a multitude of NFC-capable smartphones on the market for years, has never been an Apple product with NFC functionality.

    ...

    But Apple's reluctance to embrace NFC thus far has led some to speculate that the company could create a mobile payments system that relies on the established Wi-Fi/Bluetooth combination of iBeacon, which would be capable on existing iPhone models, and presumably as well on the anticipated "iPhone 6." One Apple patent filing even describes in great detail a system using Bluetooth and Wi-Fi to offer mobile payments.

     

    So is NFC a rumor again this time?

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  • Reply 23 of 47

    Given that the major financial institutions have thrown their weight behind NFC, and NFC-enabled payment stations are starting to become more common at stores, this is almost certainly true. Especially since the USPTO just granted Apple a patent on a multifunctional NFC coil setup that also serves as a means of wirelessly charging a device via inductive charging.

     

    http://appleinsider.com/articles/14/08/28/apple-exploring-double-duty-nfc-inductive-charging-coil-for-smartwatches-mobile-phones

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  • Reply 24 of 47
    sockrolidsockrolid Posts: 2,789member
    NFC is way over at the "Tired" end of the "Tired / Wired" spectrum.
    And less-secure implementations can be hacked from a distance.
    Maybe Apple has somehow linked Touch ID authentication with NFC.
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  • Reply 25 of 47
    misamisa Posts: 827member
    cropr wrote: »

    Well suppose you are a international financial institution like Mastercard, and you woud like to make a person to person payment app on smartphones.  Given the worldwide marketshare of roughly 80% for Android and 20% for iOS, you would have 64% Android-Android payments, 32% Android-iOS payments and only 4% iOS-iOS payments.  Or put in others words you don't want a proprietary iBeacon solution.
    Most probably Apple got such a message form the large financial institutions and decided to go for NFC.

    More likely, Apple had to wait for a chip that also did a combination of things that included NFC, not just a NFC stand alone chip. Apple hasn't been the first to adopt any wireless tech except bluetooth itself. With good reason, first, and even second generation chips for everything from 802.11 standards to Bluetooth, to GSM and LTE all have been lackluster power-sucking solutions that work fine on desktops, and even some laptops, but in a smartphone you need absolute control over the power envelope, and most Android devices just don't give a care about it.

    Apple likely had to get an aggreement with at least one phone carrier(NTT in Japan) and one payment system (eg MasterCard) before there was any practical reason to do this. Just putting a NFC chip in the device and letting developers screw around with it, isn't going to get it used properly. When it comes to payments, the last thing you want are third party e-wallets that get hacked (which jailbroken devices are targets for) because of weak software layers in the NFC stack.

    Where I see NFC not being terribly useful for, but frequently gets mentioned are passive things that iBeacons are better for. NFC is unpowered, so to get a read off all the NFC devices you need to power them from far away using a transmitter. That just doesn't work in practice when NFC is only supposed to be used within 10cm.
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  • Reply 26 of 47
    allenbfallenbf Posts: 993member
    Quote:

    Originally Posted by dasanman69 View Post





    Aren't beacons just a one way communication? Beacons announce themselves to anyone, and everyone within range. There's a reason why Apple went with the word.

     

    I don't consider myself an expert on iBeacon but I'm really referring to Bluetooth LE.  iBeacon would be a part of that; I think I remember an Apple patent application using iBeacon as part of a wallet solution.  I could be wrong, again - I'm certainly not a BLE expert.

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  • Reply 27 of 47
    smurfmansmurfman Posts: 119member
    My best friend works at a major bank and said she has helped with this. They have been on a pretty tight deadline to get it done by end of summer.
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  • Reply 28 of 47
    solipsismxsolipsismx Posts: 19,566member
    ralphmouth wrote: »
    What can NFC do that iBeacon and BlueTooth can't?

    There is plenty of data out there with most of it being very digestible. I've stated the clear benefits more than a few time despite seeing comments like your and being told it's a dead-end tech for years.
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  • Reply 29 of 47
    solipsismxsolipsismx Posts: 19,566member
    dasanman69 wrote: »
    One would have to get close enough to actually pick your pocket in order to receive anything from NFC, plus it's not constantly transmitting. The user has to initiate a transmission.

    Which seems like a perfect fit for Touch ID.
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  • Reply 30 of 47
    SpamSandwichspamsandwich Posts: 33,407member
    Quote:

    Originally Posted by Lorin Schultz View Post

     

     

    Actually, I think ancient rural environments probably were, too. Am I correct in my understanding that the amount of radio activity we generate ourselves doesn't amount to a hill of beans compared to what occurs naturally?


     

    "...But this is our hill, and these are our beans."

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  • Reply 31 of 47
    solipsismxsolipsismx Posts: 19,566member
    Actually, I think ancient rural environments probably were, too. Am I correct in my understanding that the amount of radio activity we generate ourselves doesn't amount to a hill of beans compared to what occurs naturally?

    [VIDEO]
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  • Reply 32 of 47
    SpamSandwichspamsandwich Posts: 33,407member
    Quote:

    Originally Posted by SolipsismX View Post

     

     

     

    image

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  • Reply 33 of 47
    tallest skiltallest skil Posts: 43,388member
    Originally Posted by SpamSandwich View Post

     


     

    I’m so furious that Google is willing to flaunt any law they wish but have absolutely no concept of fair use law for anyone else.

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  • Reply 34 of 47
    solipsismxsolipsismx Posts: 19,566member
    [vid]

    If Samsung stated their Apple knockoffs were parody products they might be able to get away with blatant copying¡
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  • Reply 35 of 47
    jfc1138jfc1138 Posts: 3,090member
    Quote:
    Originally Posted by dasanman69 View Post





    One would have to get close enough to actually pick your pocket in order to receive anything from NFC, plus it's not constantly transmitting. The user has to initiate a transmission.

    Ah so it's not like the chips built into smart cards and passport chips where a stimulating transmitter just has to have it's power boosted to increase the range?

     

    I thought NFC was more passive, if it can be turned off until "unlocked" that would solve security.

     

    ETA: Ah, I see it's an extension of that earlier RFID passive system.

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  • Reply 36 of 47
    Small tablets are a bad idea!
    Android devices started growing the small tablet market, apple follows by releasing the mini


    5in phones are too big!
    Andoid devices grow the large phone market, apple follows.


    All those features we lack on iOS are not necessary anyway!
    2014 wwdc, apple announces they are copying all those features, iFans.... cheer? without any irony?

    NFC is a bad idea! That's lame! We have no interest in NFC!
    Android devices help grow the interest and utility of nfc, apple follows suit.

    The pebble and samsungs ugly watch are followed by Android wear, which is leading us into beautiful, functional wearables. Apple will be sure to follow.


    Apple did help push the industry towards touch-only screens in 2007. Seven looooong years ago.

    It's pretty clear apple is not much of a indusry leader these past seven years.
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  • Reply 37 of 47
    Quote:
    Originally Posted by SirLance99 View Post

     

    Thank goodness if this turns out to be legit. NFC and a 5.5" iPhone with the new iOS8 is going to be a amazing smart device. 






    Yes!  It may even be better than the latest Note phones, which apple is clearly copying in several respects.  

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  • Reply 38 of 47
    Small tablets are a bad idea!
    Android devices started growing the small tablet market, apple follows by releasing the mini


    5in phones are too big!
    Andoid devices grow the large phone market, apple follows.


    All those features we lack on iOS are not necessary anyway!
    2014 wwdc, apple announces they are copying all those features, iFans.... cheer? without any irony?

    NFC is a bad idea! That's lame! We have no interest in NFC!
    Android devices help grow the interest and utility of nfc, apple follows suit.

    The pebble and samsungs ugly watch are followed by Android wear, which is leading us into beautiful, functional wearables. Apple will be sure to follow.


    Apple did help push the industry towards touch-only screens in 2007. Seven looooong years ago.

    It's pretty clear apple is not much of a indusry leader these past seven years.
     0Likes 0Dislikes 0Informatives
  • Reply 39 of 47
    Quote:
    Originally Posted by SolipsismX View Post





    There is plenty of data out there with most of it being very digestible. I've stated the clear benefits more than a few time despite seeing comments like your and being told it's a dead-end tech for years.





    I like your response.  It's almost like someone has to be willfully ignorant to not understand at least some of the advantages on their own.  Have you given much thought to _why_ there are people like him out there who are so committed to spouting nonsense about it being dead-end tech? 

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  • Reply 40 of 47

    wishful thinking - They had no clue what they were talking about when they said that NFC was "not the solution to any current problem,"... just like no one wanted a small tablet or a big phone. Now all they need is to discover the microSD card.  

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