I think there are many NFC mobile payment systems around the world. In order to use a payment system the user and the retailer would both need to have membership or support for the program such as a participating bank, Google or transit authority, etc. Just because a retailer has an NFC equipped terminal doesn't guarantee that they accept all NFC payment programs. I think it is similar to how Cirrus, Plus, Maestro, JCB, etc work for ATM machines. Right now ?Pay is US only so you are probably correct that most retailers that accept ?Pay probably accept Google Wallet as well. But if you were a tourist from Japan, I'd be surprised if a Japanese NFC payment program will work in the US.
In the case of Western Union, they only accept debit cards so your ?Pay AMEX is not going to work there.
Apple Pay works in other countries then just the U.S., though only with U.S. Banks. So that means ask those NFC terminals that were around before Apple Pay Work.
Apple Pay works in other countries then just the U.S., though only with U.S. Banks. So that means ask those NFC terminals that were around before Apple Pay Work.
A local grocery chain updated all their NFC terminals after the Target hack.
When I hold up my phone to use apple pay everything beeps etc but the transaction is declined.
If I then pull out the card and swipe it physically, that works.
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Apple Pay works in other countries then just the U.S., though only with U.S. Banks. So that means ask those NFC terminals that were around before Apple Pay Work.
Yes, the App Store name mishap was instructive.
A local grocery chain updated all their NFC terminals after the Target hack.
When I hold up my phone to use apple pay everything beeps etc but the transaction is declined.
If I then pull out the card and swipe it physically, that works.
Obviously the merchant's bank has to be on board.