Discover cards coming to Apple Pay this fall

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  • Reply 21 of 24
    rogifan wrote: »
    Is Discover card really a big deal these days?
    On an Apple board? It should be. If you go through their "Discover Deals" portal, you can get 5% cash back on all online purchases made through the Apple Store. If you're buying something like a $2000 MBP, that's a non-insubstantial amount of change. If you do it in Q4 of the year, when their rotating category is usually "all Internet purchases", and combine it with that, it gets really nuts.

    Using it in person (domestically, anyway), Discover's fairly meh, unless you get lucky with the 5% rotating category being something decent. As for as online portals go, through, theirs is the best I've seen.

    Discover bought Diners Club a few years back, which gave them some reach into Europe, but in my experience traveling in Europe without a Visa or Mastercard is still very dicey.
    They're not accepted in France, which is a problem, and it looks like they're not in Ukraine or the Baltics either, but other than that, most of Europe is supported, at least according to this map:

    https://www.discover.com/credit-cards/help-center/account/international-use.html

    When I was in Austria, it was pretty awesome. It worked pretty much everywhere that took credit cards were accepted, and there was no foreign transaction fee.

    I'd still bring a Visa or MasterCard, of course, because there will still be some places that will only take those, but I'd use the Discover as the default.
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  • Reply 22 of 24
    dr millmossdr millmoss Posts: 5,403member
    Quote:

    Originally Posted by Durandal1707 View Post





    On an Apple board? It should be. If you go through their "Discover Deals" portal, you can get 5% cash back on all online purchases made through the Apple Store. If you're buying something like a $2000 MBP, that's a non-insubstantial amount of change. If you do it in Q4 of the year, when their rotating category is usually "all Internet purchases", and combine it with that, it gets really nuts.



    Using it in person (domestically, anyway), Discover's fairly meh, unless you get lucky with the 5% rotating category being something decent. As for as online portals go, through, theirs is the best I've seen.

    They're not accepted in France, which is a problem, and it looks like they're not in Ukraine or the Baltics either, but other than that, most of Europe is supported, at least according to this map:



    https://www.discover.com/credit-cards/help-center/account/international-use.html



    When I was in Austria, it was pretty awesome. It worked pretty much everywhere that took credit cards were accepted, and there was no foreign transaction fee.



    I'd still bring a Visa or MasterCard, of course, because there will still be some places that will only take those, but I'd use the Discover as the default.



    In Europe it's good where a Diners Club Card is accepted, which in my experience, isn't many places. I didn't have any success using it in Italy, Croatia, Greece or Turkey. Part of the problem I think is not all European merchants are going to even know that they can take it, as they so rarely see the card.

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  • Reply 23 of 24
    It worked most of the places I tried it in Austria. A few times, I did get skeptical looks from merchants, but they'd usually just end up trying it anyway when I showed them the little Diner's Club logo on the back, and it usually worked. Yes, that's a bit of a PITA, but then again, having no foreign transaction fee made it worth it (to me, anyway).

    That was in Austria. Can't speak for the other countries, as I haven't been there. Austria's beautiful, though, so I recommend it if you've got the funds available and want to go somewhere in Europe. Vienna is completely awesome.

    And the point remains, for buying Apple stuff in the US, Discover's the best for that, hands down.
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