China UnionPay cards purportedly shown working with Apple Pay as launch looms

in iPhone
As Apple gears up to launch its mobile payments offering in China early this year, some Chinese consumers seem to have found the service coming online more quickly than expected.

Two videos posted to YouTube within the last few days purport to show separate Apple Pay transactions -- one an NFC purchase at a McDonald's, and the other an in-app purchase with Chinese online travel agent Ctrip. As noted by MacRumors, the user in each case selects a China UnionPay card before checking out.

Interestingly, the only one of China's "big four" banks represented in the videos is China Construction Bank; most of the UnionPay cards shown were issued by smaller, local banks owned by municipal governments. This could indicate that the UnionPay rollout will come in stages, akin to the U.S. launch.

That is somewhat surprising given that UnionPay itself -- as with much of the Chinese banking sector -- is controlled by the central government.

Apple revealed plans to launch with UnionPay in mainland China last December, saying that the service would begin operating early this year. It's not clear whether that will come before or after the American Express-backed launches slated for Singapore and Hong Kong by the end of 2016.


  • Reply 1 of 2
    red oakred oak Posts: 1,002member
    Does anyone know if Apple gets any part of the transaction fee?   In the US, my understanding it is .15% 

  • Reply 2 of 2
    Just tried adding my UnionPay card (from China Construction Bank) and it still says it's "Not Eligible for Apple Pay". But when I click "Learn More", it only lists U.S. banks, not even ones in other countries, so I wonder if it's making some assumption about me. BTW, I'm currently in Việt Nam.
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