This is just like the banks demanding Apple to open up NFC in Australia all over again. With Apple refusal to allow such things intimidating them, comes respect and with respect comes consumer trust.
This is just like the banks demanding Apple to open up NFC in Australia all over again. With Apple refusal to allow such things intimidating them, comes respect and with respect comes consumer trust.
With iOS11 Apple will be opening up access to the NFC chip a bit.
Yikatong, the company handling payments for Beijing's public transit, this week enabled contactless payments for riders using Android -- but has reportedly skipped support for the iPhone.
So does that mean that Yikatong skipped Apple Pay partner China UnionPay ?
Apple Pay launches in China with support for 80% of credit and debit cards While it will be going head to head with payment systems operated by Tencent (WeChat Payment) and Alibaba (Alipay), Bailey said Apple is not looking to compete with banks or China UnionPay. "China UnionPay and our Apple Pay solution has a huge advantage, given the footprint of China UnionPay," Bailey said said. "Its merchant acceptance network far exceeds what any of the other mobile platforms have today."
UnionPay is also partnered up with Samsung Pay. In addition China UnionPay's Quickpass for smartphone payments was exclusively Android, at least until recently. ApplePay might be supported by Quickpass now but didn't find where it was in in quick search.
ApplePay would be too slow for public transit use, especially in Asia where people are streaming through the fare gates. Having to stand there and adjust your finger on the button until it accepts is way slower than the typical NFC acceptance.
You must have missed this... "The Chinese situation sits in stark contrast with neighboring Japan, where Apple Pay is well-supported on public transit. The company has even used this as a marketing pointfor the iPhone 7."
It would be nice to have the option, but I don't think I'd use it regularly. My transit card is virtually instantaneous. Apple Pay takes a few seconds.
The amount of mis information in this post AND the article about China, NFC and payment is mind boggling.
Apple Pay is more like a Gateway, so you can use it with Visa Paywave, Mastercard Paypass, or China's UnionPay, and lately the Felica, which is part of the NFC solution and it is used everywhere in Japan, Hong Kong, and some parts of the world.
The reason why you were able to use Apple Pay on London's Tube wasn't because it support London transport's oyster card, a NFC payment solution. It was because the Tube itself support the usage of Paywave and Paypass. Oyster Card in itself isn't supported by Apple Pay.
The card being used in Beijing Transport here are their own NFC solution value storage card. Apple will need to work with Bejing Transport, much like how it needs to work with every bank and issuers to get Apply Pay working.
Speed - There are two usage in NFC Payment, Online Payment like Paywave and Paypass, where you need to verify over the network. And Offline Payment like these value storage card where it is basically deducting from your card, and takes less then 1 sec. Felica solution in Japan is the fastest with it designed to work at below 0.3 sec.
*Paywave and Paypass can also be offline, but they will still be slower then Felica.
So Apple isn't being blocked from using it. Much Like in Japan Apple are taking their time to work things out. And even in Japan right now only Sucia is working ( One out of many dozens of Store value card in Japan ). And Sucia Roll out on iPhone wasn't smooth either because Apple Pay simply wasn't design for the speed and scale that Sucia were working on.
I don't know the exact situation in china, but in the Netherlands a similar case exists. (see https://www.ov-chipkaart.nl/ovchipmobiel.htm if you understand Dutch) A public transport company want to offer a solution with 2 combined features:
issuing an e-ticket via an NFC connection (buying the ticket, opening the gate, and storing the ticket on the smartphone)
paying for the ticket.
Although the public transport company had the intention to offer it on both Android and iPhone and contacted Apple to investigate a workable solution, no solution was found that was acceptable for both parties.
The main issue is that if you cannot pay using NFC from within the ticketing app, there is no secure way to exclude situations where the payment was successful but the ticket sell was not (or the other way around).
I hope this iOS 11 really opens NFC reader to e-ticketing applications, because currently this a limitation
Yikatong, the company handling payments for Beijing's public transit, this week enabled contactless payments for riders using Android -- but has reportedly skipped support for the iPhone.
So does that mean that Yikatong skipped Apple Pay partner China UnionPay ?
Apple Pay launches in China with support for 80% of credit and debit cards While it will be going head to head with payment systems operated by Tencent (WeChat Payment) and Alibaba (Alipay), Bailey said Apple is not looking to compete with banks or China UnionPay. "China UnionPay and our Apple Pay solution has a huge advantage, given the footprint of China UnionPay," Bailey said said. "Its merchant acceptance network far exceeds what any of the other mobile platforms have today."
UnionPay is also partnered up with Samsung Pay. In addition China UnionPay's Quickpass for smartphone payments was exclusively Android, at least until recently. ApplePay might be supported by Quickpass now but didn't find where it was in in quick search.
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Apple Pay competitor Samsung Pay arrives in China with Alibaba partnership
Apple Pay is more like a Gateway, so you can use it with Visa Paywave, Mastercard Paypass, or China's UnionPay, and lately the Felica, which is part of the NFC solution and it is used everywhere in Japan, Hong Kong, and some parts of the world.
The reason why you were able to use Apple Pay on London's Tube wasn't because it support London transport's oyster card, a NFC payment solution. It was because the Tube itself support the usage of Paywave and Paypass. Oyster Card in itself isn't supported by Apple Pay.
The card being used in Beijing Transport here are their own NFC solution value storage card. Apple will need to work with Bejing Transport, much like how it needs to work with every bank and issuers to get Apply Pay working.
Speed - There are two usage in NFC Payment, Online Payment like Paywave and Paypass, where you need to verify over the network. And Offline Payment like these value storage card where it is basically deducting from your card, and takes less then 1 sec. Felica solution in Japan is the fastest with it designed to work at below 0.3 sec.
*Paywave and Paypass can also be offline, but they will still be slower then Felica.
So Apple isn't being blocked from using it. Much Like in Japan Apple are taking their time to work things out. And even in Japan right now only Sucia is working ( One out of many dozens of Store value card in Japan ). And Sucia Roll out on iPhone wasn't smooth either because Apple Pay simply wasn't design for the speed and scale that Sucia were working on.
- issuing an e-ticket via an NFC connection (buying the ticket, opening the gate, and storing the ticket on the smartphone)
- paying for the ticket.
Although the public transport company had the intention to offer it on both Android and iPhone and contacted Apple to investigate a workable solution, no solution was found that was acceptable for both parties.The main issue is that if you cannot pay using NFC from within the ticketing app, there is no secure way to exclude situations where the payment was successful but the ticket sell was not (or the other way around).
I hope this iOS 11 really opens NFC reader to e-ticketing applications, because currently this a limitation
http://www.pymnts.com/news/mobile-payments/2016/samsung-pay-launches-in-china/