There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You definitely have to try harder to understand. Android Pay did not disclose the payment details to the merchant. Rebranding it to Google Pay will not change that feature. The only difference in security wrt Apple Pay is that the NFC chip on Android is fully open to other payment applications. Whether this makes the solution less secure remains to be seen.
And by the way Google does not sell personal information. Google sells advertisements. A company who buys an Adwords campaign at Google, never gets the personal details of the people who received the ads. The company can define filters (females, 30 - 40 years old, like sports, income above 100K$, ...) but Google does not disclose who actually gets the ad. I have used Google Adwords service several times myself, so I am pretty sure about this.
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement. Perhaps they have been improved since then, but I have not heard anything to that effect. But frankly, it's still hard to trust anything that company says... Thank you. But I'll stick with Apple Pay.
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement.
Sorry sire. They did in fact NOT pass your payment details to the seller. Unless you have evidence that shows otherwise I believe you're simply wrong, maybe misreading something or just memory failing. It happens.
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement.
Sorry sire. They did in fact NOT pass your payment details to the seller. Unless you have evidence that shows otherwise I believe you're simply wrong, maybe misreading something or just memory failing. It happens.
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
Sorry, but originally they were... Your denial / ignorance of that fact doesn't change it. But maybe, with the new chip cards they've cleaned up their act. Still, I wouldn't trust anybody who's business it is to sell my personal information to protect it.
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement.
Sorry sire. They did in fact NOT pass your payment details to the seller. Unless you have evidence that shows otherwise I believe you're simply wrong, maybe misreading something or just memory failing. It happens.
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
Sorry, but originally they were... Your denial / ignorance of that fact doesn't change it. But maybe, with the new chip cards they've cleaned up their act. Still, I wouldn't trust anybody who's business it is to sell my personal information to protect it.
Well I truly do understand your need to believe it despite failing to find any evidence for it since I'm sure you looked. The was a time too when Ibelieved in the Tooth Fairy (albeit a VERY long time ago). Absolutely convinced it was real. I get it. Just trust that it's true sir and don't let anyone tell you differently.
But that out of the way I actually agree with you about not trusting anyone whose business is selling my personal information. Right there with 'ya. Fortunately none of us have to be worried about Google doing that. Unlike Experion and Acxiom, Oracle and Nielson, your bank and pharmacy, or assorted government agencies it's not part of Google's revenue stream to sell personal information. You're safe with them. But keep your eyes on those "other guys".
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement.
Sorry sire. They did in fact NOT pass your payment details to the seller. Unless you have evidence that shows otherwise I believe you're simply wrong, maybe misreading something or just memory failing. It happens.
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
Sorry, but originally they were... Your denial / ignorance of that fact doesn't change it. But maybe, with the new chip cards they've cleaned up their act. Still, I wouldn't trust anybody who's business it is to sell my personal information to protect it.
Well I truly do understand your need to believe it despite failing to find any evidence for it since I'm sure you looked. The was a time too when Ibelieved in the Tooth Fairy (albeit a VERY long time ago). Absolutely convinced it was real. I get it. Just trust that it's true sir and don't let anyone tell you differently.
But that out of the way I actually agree with you about not trusting anyone whose business is selling my personal information. Right there with 'ya. Fortunately none of us have to be worried about Google doing that. Unlike Experion and Acxiom, Oracle and Nielson, your bank and pharmacy, or assorted government agencies it's not part of Google's revenue stream to sell personal information. You're safe with them. But keep your eyes on those "other guys".
Sorry, but I feel no need to waste my time digging up old history to correct your misconceptions...
And, I find your rather blind faith in Google rather alarming... Any organization who makes it their business to collect your personal information for their own profit needs to be under constant suspicion and either avoided (if possible) or watched very, very closely when it is isn't possible. Your rather mixed bag of mostly false equivalencies does not change that.
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement.
Sorry sire. They did in fact NOT pass your payment details to the seller. Unless you have evidence that shows otherwise I believe you're simply wrong, maybe misreading something or just memory failing. It happens.
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
Sorry, but originally they were... Your denial / ignorance of that fact doesn't change it. But maybe, with the new chip cards they've cleaned up their act. Still, I wouldn't trust anybody who's business it is to sell my personal information to protect it.
Well I truly do understand your need to believe it despite failing to find any evidence for it since I'm sure you looked. The was a time too when Ibelieved in the Tooth Fairy (albeit a VERY long time ago). Absolutely convinced it was real. I get it. Just trust that it's true sir and don't let anyone tell you differently.
But that out of the way I actually agree with you about not trusting anyone whose business is selling my personal information. Right there with 'ya. Fortunately none of us have to be worried about Google doing that. Unlike Experion and Acxiom, Oracle and Nielson, your bank and pharmacy, or assorted government agencies it's not part of Google's revenue stream to sell personal information. You're safe with them. But keep your eyes on those "other guys".
Sorry, but I feel no need to waste my time digging up old history to correct your misconceptions... (yeah I knew you didn't have anything and it WOULD be a waste of time looking for something that doesn't exist)
I find your rather blind faith in Google rather alarming... needs to be.. watched very, very closely.
Google IS watched very closely. You imagined they aren't?
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement.
Sorry sire. They did in fact NOT pass your payment details to the seller. Unless you have evidence that shows otherwise I believe you're simply wrong, maybe misreading something or just memory failing. It happens.
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
Sorry, but originally they were... Your denial / ignorance of that fact doesn't change it. But maybe, with the new chip cards they've cleaned up their act. Still, I wouldn't trust anybody who's business it is to sell my personal information to protect it.
Well I truly do understand your need to believe it despite failing to find any evidence for it since I'm sure you looked. The was a time too when Ibelieved in the Tooth Fairy (albeit a VERY long time ago). Absolutely convinced it was real. I get it. Just trust that it's true sir and don't let anyone tell you differently.
But that out of the way I actually agree with you about not trusting anyone whose business is selling my personal information. Right there with 'ya. Fortunately none of us have to be worried about Google doing that. Unlike Experion and Acxiom, Oracle and Nielson, your bank and pharmacy, or assorted government agencies it's not part of Google's revenue stream to sell personal information. You're safe with them. But keep your eyes on those "other guys".
Sorry, but I feel no need to waste my time digging up old history to correct your misconceptions... (yeah I knew you didn't have anything and it WOULD be a waste of time looking for something that doesn't exist)
I find your rather blind faith in Google rather alarming... needs to be.. watched very, very closely.
Google IS watched very closely. You imagined they aren't?
Have you thought of changing your name to "GoogleGuy"?
There are two reasons for using Apple Pay: 1) Convenience 2) Security -- since your card number and personal information are not provided to the seller and it actually provides a higher level of security than a chip card.
As I understand it, Google Pay does not provide that same level of security and, in fact, does provide the seller with your personal information. Perhaps that has changed and Google is now providing a secure payment method that protects your personal information? Oh Wait! Google is the company that profits from selling your personal information! So: Probably not... (sigh...)
You've understood it wrong then. Google Pay/Android Pay offers the same level of secure payment as Apple Pay and using the same general mobile payment industry standard as Apple does to do so. There's very little difference between the two, with neither of them disclosing your personal payment details to the payee. Both use tokens in place of your CC when dealing with the seller and have from the very beginning. That was true even in the original Google Wallet (replaced by Android Pay) dating back to 2011, and which also used an NFC chipset with a dedicated "secure element" on the Nexus S much as Apple does today on iPhones.
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
That sounds good. But that's not how the Android payments started. They did in fact, pass your information on to the seller -- which is one reason why it was easier for sellers to implement.
Sorry sire. They did in fact NOT pass your payment details to the seller. Unless you have evidence that shows otherwise I believe you're simply wrong, maybe misreading something or just memory failing. It happens.
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
Sorry, but originally they were... Your denial / ignorance of that fact doesn't change it. But maybe, with the new chip cards they've cleaned up their act. Still, I wouldn't trust anybody who's business it is to sell my personal information to protect it.
Well I truly do understand your need to believe it despite failing to find any evidence for it since I'm sure you looked. The was a time too when Ibelieved in the Tooth Fairy (albeit a VERY long time ago). Absolutely convinced it was real. I get it. Just trust that it's true sir and don't let anyone tell you differently.
But that out of the way I actually agree with you about not trusting anyone whose business is selling my personal information. Right there with 'ya. Fortunately none of us have to be worried about Google doing that. Unlike Experion and Acxiom, Oracle and Nielson, your bank and pharmacy, or assorted government agencies it's not part of Google's revenue stream to sell personal information. You're safe with them. But keep your eyes on those "other guys".
Sorry, but I feel no need to waste my time digging up old history to correct your misconceptions... (yeah I knew you didn't have anything and it WOULD be a waste of time looking for something that doesn't exist)
I find your rather blind faith in Google rather alarming... needs to be.. watched very, very closely.
Google IS watched very closely. You imagined they aren't?
Have you thought of changing your name to "GoogleGuy"?
Have you thought of verifying the stuff you claim when someone points out you might be mistaken?
Comments
...and BTW tokens in place of your actual CC number is not something created by either Google or Apple. It is a mandate by the VISA/Mastercard consortium who had worked on establishing the mobile payment standards for years.
EDIT: Pip'd in part by a nicely explained @cropr post
EDIT2: Stumbled on a old 2011 CBS News blog with pics on the original Google Wallet in use.
https://www.cbsnews.com/pictures/10-things-you-need-to-know-about-google-wallet/
Google handles mobile payments much the same as Apple. Your payment details are never shared (except under the very same very limited circumstances as Apple does AFAICT) and never were.
Now referring to 3rd parties (ie, retailers) making use of Google Wallet integration with their customers loyalty or reward cards, they could of course personally identify your transactions if they wished since you were agreeing to those company's TOS and Privacy Policy rather than Google's. I believe current loyalty card integration in Apple Pay and Android Pay still allows retailers with users consent (read the fine print before opting in) to harvest some significant personal information connected with the transaction but TBH I haven't looked.
But that out of the way I actually agree with you about not trusting anyone whose business is selling my personal information. Right there with 'ya. Fortunately none of us have to be worried about Google doing that. Unlike Experion and Acxiom, Oracle and Nielson, your bank and pharmacy, or assorted government agencies it's not part of Google's revenue stream to sell personal information. You're safe with them. But keep your eyes on those "other guys".
And, I find your rather blind faith in Google rather alarming... Any organization who makes it their business to collect your personal information for their own profit needs to be under constant suspicion and either avoided (if possible) or watched very, very closely when it is isn't possible. Your rather mixed bag of mostly false equivalencies does not change that.