How to pay your Apple Card bill

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Comments

  • Reply 21 of 27
    macguimacgui Posts: 2,384member
    elector said:
    The easiest way is to pay through the app. 

    Now if there was say my wife wanted to pay my invoice due to accident or illness I don't see how to override the Face Recognition to make a payment. And vis a vie with my wife's apple card. I will have to research that. 
    Well of course it is. But in case you haven't been paying attention, not only do we already know that, but we don't want to link our bank account to the card, which is a requirement to pay via the app.

    And as I mentioned earlier, I already tried to pay via the app (with Apple Cash) so I know that works. And in this instance, it doesn't without a bank account linked to the card.


    elector said:

    Now if there was say my wife wanted to pay my invoice due to accident or illness I don't see how to override the Face Recognition to make a payment. 
    You could always disable FID via the pass code in Settings then go to the card. You'd then probably be prompted for your passcode to complete the transaction.
  • Reply 22 of 27
    macguimacgui Posts: 2,384member
    For anybody still following, the physical address provided by another member works! I set up a Bill Pay account with my bank and they sent a payment. They said it would be at G-S on the 10th and I got a notification from the Wallet/Apple Card tonight (12th) that a payment was made. The app refers to this as an 'Offline Payment'.

    So it's possible to make a payment without linking your bank account directly to G-S, if you'd rather not do that. The Wallet/Apple Card app is easier to use and faster, if you don't mind linking accounts. So there ya go.
    edited September 2019
  • Reply 23 of 27
    OldFlyerOldFlyer Posts: 1unconfirmed, member
    I opened the Apple Card account in August - and will be closing it soon. The card has one major flaw for me: all interaction with the account has to be done through the Wallet App. And for the card to appear in the Wallet App my phone has to be locked. For some strange reason my fingerprints will only work for a day or two after I create them and when they fail I turn off the lock due to the hassle - thus no access to the card account. In addition, I do not give any vendor access to my bank account information but rather issue checks or EFT to the payment addresses. This is for my protection and to ensure that I can easily retrieve transaction statement information. I activated Wallet/Apple Card in order to see the statement and was able to download it - - but there is NO payment address on the statement so the only way I can pay is to link to my bank account! Dealbreaker for me !
  • Reply 24 of 27
    macguimacgui Posts: 2,384member
    OldFlyer said:
    I opened the Apple Card account in August - and will be closing it soon. The card has one major flaw for me: all interaction with the account has to be done through the Wallet App. 
    No, I pay my Card by using my bank's bill pay to send the payments to G-S. I've done that for three months now, and it works just as it should.

    OldFlyer said:
    And for the card to appear in the Wallet App my phone has to be locked. For some strange reason my fingerprints will only work for a day or two after I create them and when they fail I turn off the lock due to the hassle - thus no access to the card account. 
    THAT appears to be a personal major flaw, whether it's yours or your phone's.

    OldFlyer said:
     I do not give any vendor access to my bank account information but rather issue checks or EFT to the payment addresses. This is for my protection and to ensure that I can easily retrieve transaction statement information.
    We're on the same page there. Thet's why instead of linking my bank to the Wallet app, and by extension to G-S, I have my back send G-S the payment, no linking involved.

    OldFlyer said:
    but there is NO payment address on the statement so the only way I can pay is to link to my bank account! Dealbreaker for me !
    As I said in several posts, a physical mailing address does exist. The physical address is in one of the Apple Card threads, if you care to look. The payment takes about 8 days to post to the Wallet, but it's there reliably. 

    Using the Wallet app is convenient, and very fast I'm told. But no linking for me. If all this is not your cuppa, it makes sense to bail. 
    edited November 2019
  • Reply 25 of 27
    macgui said:
    Dieseljr said:
    bonobob said:
    I wonder if I can use my bank’s bill pay to pay off my Apple Card, just like I do with all my other bills. I’d rather not have a separate setup for this one bill. 
    Needing to link my bank accounts is one more "no go" for me (the other is the lack of interface with financial apps like Quicken).   I avoid linking my bank accounts as much as possible.

    I wonder if a work around could be:   Use a debit card to load AppleCash then use Apple Cash to pay the Apple Card?
    I'm with you, I don't mind paying bills online, but I am rather nervous about passing out account and routing information.  Wish I had known that before I got the card.  
    GeorgeBMac said:
    I wonder if a work around could be:   Use a debit card to load AppleCash then use Apple Cash to pay the Apple Card?

    Nope. I tried that, and got 'Payment Not Completed'.

    So unless my bank's Bill Pay to the physical address posted elsewhere works, it looks like giving your routing info, etc., is required to pay your Apple Card. That sucks.

    The workaround mentioned by GeorgeBMac is exactly what a card specialist at Goldman-Sachs told me to do in order to make a purchase which exceeded my limit by using two charge transactions: 1) load my Apple Cash ahead of time using my bank account debit card; 2) charge my limit to my Apple Card at the register; 3) while still at the register, pay Apple Card from Apple Cash (an immediate transaction with no fee); 4) charge the balance of the purchase to my Apple Card. 

    How would this be different?  I haven't done this, but in a couple of days will pick up my order at the Apple Store as soon as it arrives.  Again, this is what G-S told me would work.  I suppose I'll be prepared.
  • Reply 26 of 27
    gatorguygatorguy Posts: 24,354member
    macgui said:
    OldFlyer said:
    I opened the Apple Card account in August - and will be closing it soon. The card has one major flaw for me: all interaction with the account has to be done through the Wallet App. 
    No, I pay my Card by using my bank's bill pay to send the payments to G-S. I've done that for three months now, and it works just as it should.
    but there is NO payment address on the statement so the only way I can pay is to link to my bank account! Dealbreaker for me !
    As I said in several posts, a physical mailing address does exist. The physical address is in one of the Apple Card threads, if you care to look. The payment takes about 8 days to post to the Wallet, but it's there reliably. 

    Using the Wallet app is convenient, and very fast I'm told. But no linking for me. If all this is not your cuppa, it makes sense to bail. 
    Apple apparently isn't going to volunteer that address, implying on it's support page that the only way to avoid paying thru the app itself is to call Apple.
    https://support.apple.com/en-us/HT209226

    If you have that mailing address you'd be doing the members here a favor in posting it. 

    edited January 2020
  • Reply 27 of 27
    macguimacgui Posts: 2,384member
    gatorguy said:
    If you have that mailing address you'd be doing the members here a favor in posting it. 
    It's been posted a couple of times and there hasn't been much if any interest in it, so I haven't bothered to look it up. But I'm happy to oblige if it helps somebody:

    GOLDMAN-SACHS [This line wasn't present in the OP's post]
    SALT LAKE CITY BRANCH LOCKBOX 6112
    PO BOX 7247
    PHILIDELPHIA PA  19170-6112

    This is the address, as odd as it seems, I gave to my bank's bill pay. Every month I send the balance via bill pay to the above address, no later than 8 days (usually much sooner) prior to the last day of the month. 6-8 days later I see the payment posted in the Wallet app. Those living closer to PA than the left coast might also see quicker posting times. 

    If G-S accepted electronic payments from banks, it would be faster and obviously it's faster if done from the Apple app because G-S is accessing your account. 

    If it wasn't for the Boomer in me, I'd just give G-S access and use the app- the ultimate in convenience. But I don't and this works fine for me. I've made all 3 or 4 payments without a hitch. 

    Happy New Year one and all.  :)

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