'Apple Card is Here' video shows up on Apple's YouTube channel
Apple has released a new video promoting the release of their new credit card, the Apple Card, to their YouTube channel.
The video, titled "Apple Card is Here", provides a brief list of features of the Apple Card. It showcases a user browsing the wallet app to view their balance, as well as view individual transactions.
"It's a new kind of credit card," the narration says, "created by Apple, not a bank, with a better way to track where you spend, daily cash you get back every day, and a new level of privacy and security."
The security features alone make the Apple Card an attractive proposition. By utilizing Apple Pay, the card requires a form of biometric authentication, either Face ID or Touch ID, in order to authorize payments -- except in the case of the Apple Watch.
The physical card itself is also secure. There is no physical card number on the front of the card and no security code on the back, meaning that it's unlikely someone would be able to snag your card number and use it to make large purchases. If you lose your card and are concerned someone may be able to make physical purchases with it, a quick tap on "Lock Card" within the wallet app keeps you safe.
The video, titled "Apple Card is Here", provides a brief list of features of the Apple Card. It showcases a user browsing the wallet app to view their balance, as well as view individual transactions.
"It's a new kind of credit card," the narration says, "created by Apple, not a bank, with a better way to track where you spend, daily cash you get back every day, and a new level of privacy and security."
The security features alone make the Apple Card an attractive proposition. By utilizing Apple Pay, the card requires a form of biometric authentication, either Face ID or Touch ID, in order to authorize payments -- except in the case of the Apple Watch.
The physical card itself is also secure. There is no physical card number on the front of the card and no security code on the back, meaning that it's unlikely someone would be able to snag your card number and use it to make large purchases. If you lose your card and are concerned someone may be able to make physical purchases with it, a quick tap on "Lock Card" within the wallet app keeps you safe.
Comments
Plus, debit cards aren't going to give you 3% cash back on that $1,500 iPhone 11 Pro you're going to buy next month! And, if you pay your bill at the end of the month, there is no interest charge -- just like a debit card.
So so I got Apple Card and so far I really like the design. So far I mainly use it for the 3% cash back on Apple Books. One thing that startled me was that Apple credit is to your Apple Pay card and appears when the transaction settles, not the same day you use the card.
And, for years, I used a debit card for just the reason that you give: It forced me into "pay as you go" mode. But eventually, I migrated over into credit cards and it was a decision I do not regret: Aside from getting cash back from using them (cash back from my Discover card recently paid half the cost of an iPhone Xr for my grandson), they have also helped to boost my credit score above 800 -- which has benefits beyond simply getting credit, it's used for a number of other things as well.
If they had considered only your substantial household income, you'd be golden. Unfortunately, they considered all credit profiles. Having a ton of money doesn't do any good if your not giving it to the people owed. I can see how that'd be considered a huge red flag.
Maybe, if you sent documentation to the credit bureaus, or Transunion in particular, and maybe they'd see clear to ignore missed payments. If that can't be done or doesn't help, they're smart not to take a chance.
‘Never, ever use a debit card,’ warns fraud expert and ex-con artist—here’s what to do instead
https://www.cnbc.com/2019/08/27/debit-cards-are-dangerous-warns-fraud-expert-and-ex-con-artist-frank-abagnale.html