Still unless the insurer (or local laws?) has explicitly required you to have and maintain a working security system then AFAICT your insurer cannot deny a claim simply because your system failed. You weren't contractually obligated to have or use one.
Receiving an insurance discount for having one that subsequently doesn't work (or you forgot to arm, it happens) might muddy the wagers of course. Check with your insurance company.
Two very solid points. And in the case of a second, most discounts offered in connection with some action on the customers part come with a exception of compliance. Whether or not there's a time limit or other conditions would depend on a contract of some nature. Checking with local laws, ordinances, etc., and your insurance company would be prudent.
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