Credit reporting on Apple Card holders rolling out now
Despite reports that neither Apple nor Apple Card issuer Goldman Sachs were reporting the usual payment details to credit bureaus, the information is now beginning to be sent.

Apple Card is here.
Apple and its partner Goldman Sachs is rolling out its reporting of Apple Card payment details to credit bureaus. Those credit bureaus then in turn use the data to determine people's credit score.
While there is no legal requirement for them to do so, it had been claimed by Bloomberg's Mark Gurman on Twitter and financial publication MarketWatch, that the firms were ignoring common industry practice by failing to provide the data.
A source within Apple corporate who is not authorized to speak on behalf of the company told AppleInsider that Gurman's account is "not accurate" and the credit reporting functionality is done. "Reporting on some customers is happening now, and everything will be reported" when the system is fully deployed, added our source.
Apple Card launched in August to all applicants after an invitation process tested the resilience of the system. In September, some users found problems with their PDF statements -- which has since been resolved.

Apple Card is here.
Apple and its partner Goldman Sachs is rolling out its reporting of Apple Card payment details to credit bureaus. Those credit bureaus then in turn use the data to determine people's credit score.
While there is no legal requirement for them to do so, it had been claimed by Bloomberg's Mark Gurman on Twitter and financial publication MarketWatch, that the firms were ignoring common industry practice by failing to provide the data.
A source within Apple corporate who is not authorized to speak on behalf of the company told AppleInsider that Gurman's account is "not accurate" and the credit reporting functionality is done. "Reporting on some customers is happening now, and everything will be reported" when the system is fully deployed, added our source.
Apple Card launched in August to all applicants after an invitation process tested the resilience of the system. In September, some users found problems with their PDF statements -- which has since been resolved.
Comments
"Interesting Apple Card tidbit: Apple isn’t reporting your balances, payment history yet to the credit bureaus. So if you are on time, no positive impact on your score. If you miss your payments, seemingly not as much of a consequence on your score."
There’s also a thread on the Apple Discussion Forums where users are upset that the Apple Card cannot sync with financial software like Quicken and Mint. Currently the Apple Card is the only card that I have to manually enter transactions into Quicken.
Seems like a nice feature to not ding a user beyond paying more interest on a higher balance and (eventually it looks like) getting dinged by the credit bureaus. Why do you consider it an 'abuse' for someone to not make a monthly payment? It's not like they're getting out of paying what they owe.
Offer a better interest rate and get rid of the cash back gimmick. I do not need a rebate/kickback, but would appreciate a non-usurious interest rate. Considering the cost of money to banks the interest rates are outrageous.
You may not qualify for USAA, but their "rate advantage" card goes as low at 8.9% APR, as long as you are a low lending risk.
https://www.usaa.com/inet/wc/bank-credit-card-rate-advantage-platinum-visa
re: data export to mint, quicken, etc., Apple said it’s coming, but they didn’t say when.
Well, actually, I enter ALL my transactions into Quicken. Then, when I download transactions from the bank, Quicken matches them automatically to those I already entered and the reconciliation takes just seconds. But, since the AppleCard doesn't have a download function that's done entirely by hand now.