Online Apple Store adds dedicated Apple Card payment option

AppleInsider

Shopping on the online Apple Store just got slightly easier for Apple Card holders, as the virtual marketplace now provides a direct option to pay with the branded company card at checkout.

While not a one-click solution, the addition of a dedicated Apple Card checkout button is still a welcome change for customers of Apple's credit card service.

The new option appears in the payments selection step of the checkout process. Apple Card is now the first choice users see when paying for items in their bag, listed above previously used credit and debit cards, Apple Pay, PayPal and financing alternatives.

Selecting Apple Card allows customers to split larger purchases with another credit card as long as the second card shares a common billing address. Once Apple Card is selected, customers can move on to the usual order review page to complete checkout.

Apple advertises Apple Card throughout its online store, including at the top and bottom of the bag review page. The company further offers a route to apply for the card and pay for certain big-ticket items like iPhone and Mac with "Apple Card Monthly Installments."

Prior to the addition of a dedicated Apple Card payment option, customers were able to select the branded credit card when purchasing with Apple Pay. That alternative remains available for users who sign in to the Apple Store with a valid Apple ID.

Apple, in partnership with backing bank Goldman Sachs, launched Apple Card in August 2019 as an iPhone-centric credit card with unique account management features and deep Apple Pay integration. Card holders are urged to conduct physical transactions through iPhone and Apple Watch NFC capabilities, though the company supplies a titanium card for use at point of sale terminals.

The Cupertino tech giant continues to drum up interest in its credit product through both online and physical Apple Stores. In June, Apple launched "Path to Apple Card," a four-month program designed to help card applicants improve financial indicators that prompted initial credit rejections.

mike1

If I use my Apple Card on the Apple site, like shown, do I still get 3% back or must that be an Apple Pay transaction?

WarrenBuffduckh

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iOS_Guy80

mike1 said:

If I use my Apple Card on the Apple site, like shown, do I still get 3% back or must that be an Apple Pay transaction?

Excellent question. I think you would have to use the Apple Pay option in that illustration shown with your Apple credit card to get 3% rewards.

ihatescreennames

mike1 said:

If I use my Apple Card on the Apple site, like shown, do I still get 3% back or must that be an Apple Pay transaction?

Unless they state otherwise, and so far I haven’t seen it, using the physical card will only get you 1% (the only place I recall seeing something different was at Walgreens but I think that was at the drive-thru or something).

From Apple’s website:

JMStearnsX2

You will get 3% if you use the Apple Card, whether you use the card number or Apple Pay. I've done this.

macgui

I'd be in dire need of an Apple product if I had to split a payment with another card, but it's nice to have the option.

My Apple Card gets a lot of use but I maintain a 0 balance. It's good to see it get more and more versatility and some parity with competing cards.

I did run into my second issue with it recently. First, as a Master Card, it isn't accepted at Costco, a common complaint I've been seeing. Second, it wasn't accepted an a Cali DMV kiosk, even though it was a Master Card. I think it was because the magstrip is at the bottom and their reader only read the traditional strip location. 

My debit and other credit cards are getting are now in semi-retirement. But I need to see Apple Pay in more locations. I just got a smog test for my car and they had Apple Pay.