Apple Card, Savings data now available in more third-party budget apps

AppleInsiderAppleInsider
Posted:
in iOS edited March 5

Users of third-party budgeting apps for iOS can now keep track of their Apple Card, Apple Cash, and Savings figures, with Apple allowing access to the data points once again.

Apple Card
Apple Card



Information on spending habits and financial health was previously available in the third-party budgeting service Mint. After Mint closed and was rolled into Intuit Credit Karma, users didn't have any other alternatives to monitor their data outside of Apple's interfaces.

In a very quiet change as part of iOS 17.4, Apple is allowing more third-party budgeting and financial health apps access to data for a user's Apple Card, Apple Cash, and Savings.

So far, AppleInsider is aware of at least three apps with such access, with Monarch and Copilot mentioning in the App Store that they are using the new data. YNAB contacted AppleInsider about its own update. .

The change is unusual, as Apple did not communicate it as part of the iOS 17.4 release notes, nor in any of the betas for iOS 17.4. However, Apple did reveal that Apple Cash users could set up a virtual card within the developer betas.

In a blog post about the update, Monarch explains that the feature will automatically synchronize the transactions, without needing the user to import statements at the end of a month. This includes live spending data, as well as helping users budget throughout the month properly.

AppleInsider has contacted Monarch for further details about the change.



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Comments

  • Reply 1 of 8
    dogolacadogolaca Posts: 18member
    What about desktop Quicken?
    MplsPjamnap
  • Reply 2 of 8
    MplsPMplsP Posts: 3,931member
    dogolaca said:
    What about desktop Quicken?
    Yes - or do we just forget about the largest app in the category that has more market share than all others combined?
    edited March 6
  • Reply 3 of 8
    beowulfschmidtbeowulfschmidt Posts: 2,141member
    MplsP said:
    dogolaca said:
    What about desktop Quicken?
    Yes - or do we just forget about the largest app in the category that has more market share than all others combined?

    You can import your Apple Card transactions into Quicken.  It's more than a bit of a PITA, but it's possible.

    Open up your Apple Card, and select the "Card Balance" box.
    Below the card details you'll see the statements.
    For each statement you want to import to Quicken, do the following
    - Tap the statement
    - At the bottom, select Export Transactions
    - Choose the QFX option
    - Where to save it depends on your setup.  I choose "Save to Files" because I keep them on my NAS.

    Then go to Quicken and import each of them.  I do it from earliest to latest, but I don't know that it matters.
    Do NOT reconcile until after the last file is imported.

    I sometimes get "adjustments" anyway because Quicken sucks sometimes; I usually just delete them after Quicken makes them.
    jamnap
  • Reply 4 of 8
    dogolacadogolaca Posts: 18member
    That’s no solution.

    beowulfschmidt said:

    You can import your Apple Card transactions into Quicken.  It's more than a bit of a PITA, but it's possible.

    Open up your Apple Card, and select the "Card Balance" box.
    Below the card details you'll see the statements.
    For each statement you want to import to Quicken, do the following
    - Tap the statement
    - At the bottom, select Export Transactions
    - Choose the QFX option
    - Where to save it depends on your setup.  I choose "Save to Files" because I keep them on my NAS.

    Then go to Quicken and import each of them.  I do it from earliest to latest, but I don't know that it matters.
    Do NOT reconcile until after the last file is imported.

    I sometimes get "adjustments" anyway because Quicken sucks sometimes; I usually just delete them after Quicken makes them.

    jamnap
  • Reply 5 of 8
    looplessloopless Posts: 330member
    Banktivity (desktop) now can import directly from Apple Card, so I guess Quicken should be able to at some point.

    However it requires you to enter your AppleID and password  - and at the moment seems very flakey.
    jamnap
  • Reply 6 of 8
    jamnapjamnap Posts: 89member
    Yes, what about Quicken for Mac (although Quickens latest software upgrade has been a mess).  I want my daily transaction download in Quicken to include Apple Card.  I would use the card more often if tx d/l were possible.  I now mostly use my Wells Fargo 2% Visa and I cancelled my Apple Savings and moved it to Marcus GS just to get daily downloads (same APY).  But to be honest, I am not certain my complaint is with Apple or with Quicken.
  • Reply 7 of 8
    beowulfschmidtbeowulfschmidt Posts: 2,141member
    dogolaca said:

    That’s no solution.

    I do not disagree with the spirit of your reply.  For the moment though, it is the only way I've found to get the job done, which holds some value, even if imperfect.

    muthuk_vanalingam
  • Reply 8 of 8
    beowulfschmidtbeowulfschmidt Posts: 2,141member
    loopless said:
    Banktivity (desktop) now can import directly from Apple Card, so I guess Quicken should be able to at some point.

    However it requires you to enter your AppleID and password  - and at the moment seems very flakey.

    If Quicken and Apple were to implement the same type of connectivity that Quicken has with other banks, where Quicken acts as the agent to retrieve the data, then Quicken would still need some secure method to access the Apple Card transactions.  At the moment, that is the user's Apple ID and password.  If such capability ever materializes, I would hope that Apple would provide some method other than the Apple ID.
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