My family has Premiere. The main thing we get out of it is 4 subscriptions to AppleTV+. I use Apple Music a fair amount. My wife likes Apple news. We all benefit from the extra storage even though that is not an "in your face" kind of benefit. The kids prefer Spotify to Apple Music apparently due to a set of compelling features on that platform that I can't articulate. We dont use any of the rest of it to any extent. It's marginally cheaper than paying for the individual services we use. My kids love it though, because they dont have to pay for anything
I start my day with Apple News, constantly use Apple Music throughout the day, rely on iCloud+ and watch some Apple TV+ each night, so of course the bundle is worth it to me. The Apple Arcade is a nice treat now and then as well. Should I ever re-acquire the time to do more with Fitness+, I will take advantage of that as well.
What would be helpful is if Apple offered to bundle let's say any three services of the user's choice at a discount. There would be many takers. Maybe tier it, as in, one price for a three-service bundle, a bit more for a four-service bundle and so on. If you could get what you wanted at a discount, what's not to like. Instead we are faced with paying for services we might not need in order to receive a discount on ones we want. If I could bundle Apple TV+, Apple Music, Apple News, and Apple Fitness, I would give that consideration.
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