Cha-Ching: synchronized money management for iPhone
It's not hard to imagine that you may be living on a budget nowadays, and keeping a good eye on where your money goes can make great improvements to savings. If you haven't already made yourself an exciting spreadsheet for this purpose, OS X has always had the money management app Cha-Ching - of which now there is an App Store counterpart - Cha-Ching Touch ($2.99, App Store).
Simply put, Cha-Ching tries to help you manage your money by having you enter all the transactions you make. When the information from these transactions start to build up - how much was spent, where it was spent, who the money went to - a better picture of what is going on with your finances begins to resolve.
The app can break down transations into a huge number of categories, and allows you to make up to an infinite number of your own. For instance, you can have payments under Loans, Savings, or Credit Cards - and to make things easier, you can schedule all those monthly payments so as to avoid re-entering details over and over.
The Touch version of the App is location aware, using the GPS capabilities of the iPhone to help you fill in details in a quick transaction entry. The app supports multiple accounts, synchronisation with multiple devices (meaning you could synchronise your Cha-Ching library to the iPhone/iPod Touch of a spouse, for instance), and also has a passcode manager to keep your details under lock and key.
Simply put, Cha-Ching tries to help you manage your money by having you enter all the transactions you make. When the information from these transactions start to build up - how much was spent, where it was spent, who the money went to - a better picture of what is going on with your finances begins to resolve.
The app can break down transations into a huge number of categories, and allows you to make up to an infinite number of your own. For instance, you can have payments under Loans, Savings, or Credit Cards - and to make things easier, you can schedule all those monthly payments so as to avoid re-entering details over and over.
The Touch version of the App is location aware, using the GPS capabilities of the iPhone to help you fill in details in a quick transaction entry. The app supports multiple accounts, synchronisation with multiple devices (meaning you could synchronise your Cha-Ching library to the iPhone/iPod Touch of a spouse, for instance), and also has a passcode manager to keep your details under lock and key.