meriminkki

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meriminkki
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  • Apple Pay to go live in Denmark, Finland, Sweden, UAE by year's end

    meriminkkimeriminkki
    MplsP said:
    I was in Finland and Sweden last week and Apple Pay is definitely live there already. In fact it seemed to be more available there then it is here - I used it at the majority of the stores I visited.
    What? I live in Sweden, and I haven't heard a thing about this. Everything that's written about Apple pay talks about when Apple eventually is going to implement it here.
    I think you must be confused. 
    Like Lostkiwi said above: Apple Pay in stores works like a NFC-enabled card or e.g. Nordea Pay on Android devices. For existing Apple Pay users (who have a credit card issued in another country where Apple Pay is available) Sweden is OK to shop in. This is probably the confusing part about "being available". Once you have registered a card to Apple Pay, any shop that has a NFC-enabled cashier terminal works without any special "Apple Pay" update.

    What is not possible at the moment is registering as an Apple Pay user if your accounts and cards are in a Swedish bank. The banks would rather use their own wallet apps and keep their brand visible, and get the transaction fees to themselves (like it is possible to do on Android). Apple Pay is about Apple charging transaction fees, forcing a bank to add tokenization servers for this to work,  and not really giving the banks anything in return.

    propodGilliam_Bates