ldougherty

I have always obtained the Apple Care+ and it has paid off 50% of the time, financially that is.  However, there is another benefit I have not heard mentioned in the comments.  That is, the Support/Consulting Service that Apple provides while your plan is active.     I call Apple all the time & speak with their Advisers or, if my need/questions are beyond their expertise I ask that they upgrade my call to a Senior Engineer.  They do that without hesitation at my request.  I screen share with them on my iMac, iPhone and iPad frequently to optimize my use of the devise or Apple Software.
If you have not taken advantage of this support service you are missing out of a very beneficial feature.