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jimh2 said:

Apple’s refurbished products are identical to their new products. I have purchased several and there is no way anyone could determine they were refurbished. 

Only one way:

If the model number of the iPhone starts with the letter 'M,' then it is a NEW iPhone. If on the other hand, the model number starts with letter 'F,' it's a carrier-refurbished model and when it starts with the letter 'N,' it indicates that it is an Apple Replacement device.

Xed said:

Whomever they use for ACH is the fastest I've ever seen. If you do in the morning it's transferred by the afternoon, and if you do it at night it's there by the morning.

I concur, my ACH transfers happen so quickly to my credit union that I have never felt pressed to use the fee based "faster" way.  

15.1 did not fix the bad Used/Free space reporting on my 12 Pro Max.  Oh well.

skipdeedy said:

It has a lot to do with the way the update now appears in System Preferences. Feels optional. 

Definitely this.  I went in specifically to update some iPads and accidentally clicked the update to 14.8 instead of the iOS 15 banner at the bottom.  

Why is this coming to a head a month before rollout and mitigated somehow in another month?  Is this the first time the FAA and the carriers heard about each other?

robin huber said:

By the time they f it up one way or another I’ll be over it. One question: there are a finite number of five-letter words in English, then what?

Because finite doesn't mean small.  One Google entry for "how many five letter words are there in the English language" returned 158,390.  That's 433 years of new words, assuming new ones don't crop up in that time frame.