visciousp
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Cool article. First one I've seen that even attempts to collect real data. AVP is flawed, but I'm keeping mine. The flaws bother me, but the tech is years ahead of anything like it (sorry zuck)
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The apple card installment plan for a new phone is sort of a scam or at least misleading. When you buy a phone that way, apple removes the full cost of the phone from your apple card credit limit. So yeah, you only have to pay monthly... but the…